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Adventure Travel Insurance and Backpackers Holiday Insurance

LOOKING FOR ADVENTURE? GET COVERED FIRST!

Everyone is different when it comes to holidays. Some just want to relax on a beach, while for others taking part in adventure activities and sports while they are away is the only way to recharge their batteries.

Travel insurance specialist InsureandGo warns however that these adrenaline junkies should check their insurance carefully as should they get themselves injured and not have the appropriate cover they will be looking at a bill that will require them to re-mortgage their house or take out a loan to cover the costs.

Perry Wilson, from InsureandGo, says: "At InsureandGo we cover over 40 adventure activities and sports automatically in all our policies. The worrying thing is that many of our competitors don't even include some of the very basic activities that are easy to take part in now on holiday such as jet skiing or wind surfing."

The costs speak for themselves for those that get injured. According to IMR (International Medical Rescue), medical treatment and repatriation from the US can cost up to £50,000 and even more for serious injuries. And from Europe the costs can quickly mount to well over £10,000.

Perry concludes: "As with all dangerous activities there is an increased risk of an incident occurring so we would urge anyone thinking of taking part in one to ensure that the insurance they choose provides the appropriate cover before they go away. Our single trip policies start at just £5.26 and for this small amount people can be covered to take part in a wide range of activities - well worth the small outlay in comparison to the amount they would have to pay if they did get injured."

Consumers can find out more by visiting the company's website www.travelinsurance.co.uk or by calling 0870 901 3674.

InsureandGo Policy Prices

Couple/Family, Single Trip, two weeks: Europe £29.18, Worldwide £64.12
Couple/Family, annual (includes winter sports cover automatically): Europe £65 Worldwide £84.99
Policy prices as at 24.07.03

Ends

For further information or to interview Perry Wilson, please contact Stephanie Deazley on 01376 556 390 or email steph@insureandgo.com


Full details of the activities InsureandGo can cover:
People are automatically covered by InsureandGo for the following amateur activities without paying any additional premium:
Archery, Badminton, Baseball, Basketball, 3 Bungee Jumps, Canoeing, Cricket, Cycling, Golf, Jogging, Marathons, Netball, Moutain Biking (excluding downhill racing and extreme terrain), Orienteering, Parascending (over water), Rambling, Roller Blading (Inline Skating / Skate Boarding), Running (both Sprint & Long Distance), Safari, Scuba Diving (qualified, max depth 30 metres) under 14 days, Sleigh Rides (as part of a Christmas Expericence trip toNorthern Europe), Snorkelling, Squash, Surfing, Swimming, Tennis, Trekking (under 2,000 metres altitude), Triathlons, Volleyball, Wake Boarding, Water Polo, Water Skiing, White/Black Water Rafting (Grades 1 - 4), Windsurfing and Yachting (both racing and crewing) inside territorial waters.

The following amateur activities are also automatically covered without paying any additional premium, but the policy excludes any cover under the Personal Accident and Personal Liability sections:
Abseiling, Boxing Training, Camel / Elephant Riding or Trekking, Clay Pidgeon Shooting, Conservation/Charity Work (educational /environmental - working with hand tools only), Cycle Touring, Passenger (in private/small aircraft or helicopter), Football, Go Karting, Hiking (over 2,000 metres, but under 6,000 metres altitude), Hockey, Horse Riding (no Polo, Hunting, Jumping), Hot-Air Ballooning, Jet boating, Jet Skiing, Kayaking, Kite Surfing (over water), Motorcycling (under 50cc) - no Racing, Quad biking, Sea kayaking, Trekking (over 2,000 metres, but under 6,000 metres altitude).

Furthermore, the following amateur activities can be covered by declaring to, and paying an ADDITIONAL premium to, the issuing agent, but the policy excludes any cover under the Personal Accident and Personal Liability sections: Flying (piloting private/small aircraft or helicopter), Manual Labour (at ground level, no machinery), Martial Arts (training only), Motorcycling (over 50cc) - no Racing), Mountain Biking - downhill racing and extreme terrain, Rugby, Scuba Diving (unqualified, max depth 30 metres) under 14 days, Scuba Diving (qualified, max depth 40 metres) over 14 days, Sea Canoeing, Snow Mobiling.

Furthermore, the following amateur activities can be covered by declaring to, and paying an ADDITIONAL premium to, the issuing agent, but the policy excludes any cover under the Personal Accident and Personal Liability sections and the excess under the Medical section of cover is increased to £200:
American Football, Assult Course Participation, Battle Re-enactment, Gliding, Kite Surfing (over land), Paragliding, Parachuting, Parascending (over land/snow), Sand Yachting, Shark Diving (inside cage), Sky Diving, White/Black Water Rafting (Grade 5 to 6), Yachting (racing or crewing) outside territorial waters.

Finally, the following amateur activities can be covered by declaring to, and paying an ADDITIONAL premium to, the issuing agent, but the policy excludes any cover under the Personal Accident and Personal Liability sections and the excess under the Medical section of cover is increased to £400:

Canyoning, George Walking, Hang-Gliding, High Diving, Horse Jumping (no Polo or Hunting), Micro Lighting, Parasailing, Rock Climbing (not Mountaineering), Rock Scrambling.

(Any activity not listed above (or any of the above sports on a professional basis) which could be considered a hazardous activity, sport, pastime or employment (involving an increased risk of injury), will NOT be covered under the policy UNLESS declared to, and accepted by, the issuing agent at the time of taking out the policy in return for additional premium and/or changes in cover.)


For more information about this article (PRESS ONLY) please contact:

Contact: Stephanie Deazley
Tel: 01376 556 390
E-mail: click here

For further product information, please contact:
Contact: James Richardson
Tel: 0870 010 1699
E-mail: click here

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