You'll have quick access to your money as often as you like - simply transfer funds to your chosen linked account using our simple online banking service, or over the phone. There are no charges when you withdraw money or if you close the account, and you can start saving from as little as £1.

By offsetting your savings balance with your offset mortgage you could reduce the amount of interest you pay.

There's no notice period or charges to withdraw your money, you can open your mini cash ISA with as little as £1, and we'll guarantee to pay at least 0.3% above the Bank of England rate on your mini cash ISA until 31st January 2005*.

By offsetting your mini cash ISA with your offset mortgage you could reduce the amount of interest you pay.

* If the Bank of England base rate moves up, the rate on the mini cash ISA will change within one calendar month to at least 0.3% above the Bank of England base rate.