The Wayback Machine - https://web.archive.org/all/20050124004739/http://www.insureandgo.com:80/Travel-Insurance/Adventure-Travel-Insurance.htm
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Adventure Travel Insurance |
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Automatically Covered |
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When travelling with Insure and Go Travel Insurance, You are automatically covered for the following adventure activities without paying any additional premium (Adventure Travel is now included on all policies): |
KEY |
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C: |
Covered |
PL: |
Personal Liability |
PA: |
Personal Accident |
AP: |
Additional Premium |
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Activity |
C |
PL |
PA |
AP £ |
Archery |
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Badminton |
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Baseball |
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Basketball |
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Bungee Jumps |
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Canoeing |
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Cricket |
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Cycling |
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Golf |
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Jogging |
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Marathons |
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Netball |
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Orienteering |
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Parascending (over water) |
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Rambling |
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Roller Blading (Inline Skating / Skate Boarding) |
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Running (both Sprint & Long Distance) |
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Safari |
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Scuba Diving (qualified, max depth 30 metres) under 14 days |
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Snorkelling |
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Squash |
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Swimming |
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Tennis |
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Trekking (under 2,000 metres) |
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Triathlons |
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Volleyball |
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Water Polo |
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Water Skiing |
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White/Black Water Rafting (Grades 1 - 4) |
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Windsurfing and Yachting (both racing and crewing) inside territorial waters |
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Automatically Covered Excluding Personal Accident And Personal Liability |
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The following amateur activities are also automatically covered without paying any additional premium, but the policy excludes any cover under the Personal Accident and Personal Liability sections: |
KEY |
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C: |
Covered |
PL: |
Personal Liability |
PA: |
Personal Accident |
AD: |
Additional Premium |
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Activity |
C |
PL |
PA |
AP £ |
Abseiling |
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Boxing Training |
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Camel / Elephant Riding or Trekking |
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Cycle Touring |
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Passenger (in private/small aircraft or helicopter) |
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Football |
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Go Karting |
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Hiking (over 2,000 metres, but under 6,000 metres) |
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Hockey |
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Horse Riding (no Polo, Hunting, Jumping) |
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Hot-Air Ballooning |
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Jet boating |
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Jet Skiing |
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Kayaking |
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Motorcycling (under 50cc) - no Racing |
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Trekking (over 2,000 metres, but under 6,000 metres |
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Additional Cover At Extra Cost Excluding Personal Accident And Personal Liability |
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Furthermore, the following amateur activities can be covered by declaring to, and paying an ADDITIONAL premium to, Insure & Go, but the policy excludes any cover under the Personal Accident and Personal Liability sections: |
KEY |
|
C: |
Covered |
PL: |
Personal Liability |
PA: |
Personal Accident |
AD: |
Additional Premium |
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Activity |
C |
PL |
PA |
AP £ |
Flying (piloting private/small aircraft or helicopter) |
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Manual Labour (at ground level, no machinery) |
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Martial Arts (training only) |
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Motorcycling (over 50cc) - No Racing) |
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Mountain Biking |
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Rugby |
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Scuba Diving (unqualified, max depth 30 metres) under 14 days |
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Scuba Diving (qualified, max depth 40 metres) over 14 days |
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Sea Canoeing |
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Snow Mobiling |
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Surfing |
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Additional Cover At Extra Cost Excluding Personal Accident And Personal Liability + Excess increased to £200 |
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Furthermore, the following amateur activities can be covered by declaring to, and paying an ADDITIONAL premium to, Insure & Go, but the policy excludes any cover under the Personal Accident and Personal Liability sections and the excess under the medical section of cover is increased to £200: |
KEY |
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C: |
Covered |
PL: |
Personal Liability |
PA: |
Personal Accident |
AD: |
Additional Premium |
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Activity |
C |
PL |
PA |
AP £ |
American Football |
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Gliding |
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Paragliding |
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Parachuting |
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Parascending (over land) |
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Sand Yachting |
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Sky Diving |
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White/Black Water Rafting (Grade 5 to 6) |
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Yachting (racing or crewing) outside territorial waters |
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Additional Cover At Extra Cost Excluding Personal Accident And Personal Liability + Excess increased to £400 |
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Furthermore, the following amateur activities can be covered by declaring to, and paying an ADDITIONAL premium to, Insure & Go, but the policy excludes any cover under the Personal Accident and Personal Liability sections and the excess under the medical section of cover is increased to £400: |
KEY |
|
C: |
Covered |
PL: |
Personal Liability |
PA: |
Personal Accident |
AD: |
Additional Premium |
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Activity |
C |
PL |
PA |
AP £ |
Canyoning |
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Hang-Gliding |
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High Diving |
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Horse Jumping (no Polo or Hunting) |
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Micro Lighting |
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Parasailing |
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Rock Climbing (not Mountaineering) |
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Rock Scrambling |
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Any activity not listed above (or any of the above sports on a professional basis), which could be considered a hazardous activity, sport, pastime or employment (involving an increased risk of injury), will NOT be covered under the policy UNLESS declared to, and accepted by, the issuing agent at the time of taking out the policy in return for additional premium and/or changes in cover. |
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