The rates displayed on this page are today's best mortgage rates. Since rates change as often as several times per day, we recommend that you apply for a FREE, no-obligation loan approval. A preapproval will allow you to lock in a preferred rate, or give you the ability to take advantage of lower rate options that may present themselves in the future. In addition, preapproved borrowers may be able to take advantage of special discount rates that often are not publicly released due to their limited or timely availability.