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Important Notice: Payday loans and cash advances are primarily designed for short-term purposes. It is in your best interest to borrow only what you can expect to pay back and have enough to cover other financial expenses you may have. This service does not constitute an offer or solicitation for short term loans in all states. The states serviced may change from time to time without notice. We are a Utah based lender and Utah's law governing consumer loan agreements apply. If you do not want to enter into a loan agreement subject to Utah's law, then you should apply for a payday loan at a lender located in the state where you reside. All aspects and transactions on this site will be deemed to have taken place in Utah regardless of where you may have viewed this site.

Hot payday charges $18 per hundred loan out. If you took out a $100 cash advance, then your payback on your next pay day is only $118. Various Truth in Lending Laws require financial disclosures to be displayed as an annual percentage rate. Please refer to the fees menu option to find your appropriate rate.

Hot Payday values this opportunity to serve you and want you to be completely satisfied with all Hot Payday's transaction. All of your online transactions are strictly protected by utilizing the highest internet security standards. If you have additional questions, please fill to contact us during our normal business hours at (800) 774-2215 or you may contact us via email at Customersupport@hotpayday.com.

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