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A payday loan (or cash advance) is a loan that is short term (until your next payday). You can use the money for anything you like (bills, emergencies or just spending money).
Virtually everyone qualifies for a loan (basically you need a job and a phone number).
The fees charged will vary depending on the amount of your cash advance and the lender. Your lender will notify you of the exact fee for your loan at the time your application is submitted. Cash advance loans are designed for your emergency cash needs.
