Paychecks In Advance

1) I appreciate the ease with which the electronic transaction affords, but, how secure will my personal information be?

We don't joke around when it comes to your security. Our sites utilizes 128 bit Secure Socket Layer (SSL) encryption technology. This pretty much guarantees your information will not be sidetracked between your browser and our site.

2) When can I pay back my loan?

In general, payday loans are paid back on the date of your next paycheck issue. Typically, this will be anywhere from seven days to eighteen days. You'll never be penalized for paying early. Filling out our no-obligation, FREE application will get you your payment schedule.

3) What if for some reason I'm unable to pay back the loan on the appointed date?

You have several alternatives. You can pay the full amount on the maturity date. You'll find the maturity date on the loan agreement. Or, you can pay the finance fee along with a fraction of the principle borrowed before the maturity date, or the day of. Still, you have the option of just paying the finance fee on the maturity date.

4) Will I have to fax you any paperwork?

Yes. The reason we request you fax your information in to us is because it allows us to be discreet and not have to contact employers and such to confirm your information. It's just between you and us. We require the following items for approval purposes in granting cash loans:

Copy of bank statement from the last 30 days.
A voided-out personal check bearing your name
Your most recent paycheck pay stub.
Drivers license copy (Military ID or State ID card if you don't have a license)

5) Do I need to have direct deposit capacity on my bank account?

Yes. It's the only way for us to deposit the funds that will be in your hands so quickly.

6) How much are the fees?

We like to offer competitive prices on our payday advances. We are in compliance with federal and state laws. Our fees take all this into consideration and are available anywhere from $30 - $90, dependent upon your salary and other factors. Filling out our no-obligation, FREE application will get you a quote on your rate.

7) How long does the application process take?

You can be approved in as little as a few hours! We then wire your funds into your direct deposit checking or savings account. Plan on having them the next business day. No one can compete with the haste we make funds available to you.

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