Whether it's a summer inter-railing around Europe or a whole year out visiting exotic and far-flung destinations one necessity, along with the passport, is travel insurance.

Perry Wilson, from InsureandGo, says: "For peace of mind getting a comprehensive travel insurance policy in place before you leave home is vital. You will not find the NHS waiting to treat you for free should you become ill or get injured while you're away and you shouldn't rely on an E111 either. Instead, depending on the treatment required, you could find you end up with a bill which runs into tens of thousands of pounds and which will be down to you, or your family, to pay for many years to come."

By taking out one of InsureandGo's backpacking policies travellers will be covered for the unexpected and have the support of a 24-hour emergency assistance helpline to contact if an incident or accident occurs.

InsureandGo's cover is flexible and allows policyholders the opportunity to spend 15 per cent of their time in an area rated higher than the one they are insured for (see notes for example).

For those who want to make a short visit home for a special occasion during their travels, InsureandGo offers an add on called Home Visit, which for a small additional premium allows the policyholder to return to the UK without invalidating their policy*. And for those aged 36 and over, InsureandGo's Long Stay policies provide great value cover for extended trips.

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For further information, or to interview Perry Wilson, please contact Stephanie on 01376 556 390 or email steph@insureandgo.com

Also please visit http://press.insureandgo.com for all the InsureandGo news.

Notes

· Visiting other countries - example
For a person insured with Worldwide excluding US and Canada cover, InsureandGo will allow them to visit the US or Canada for 15 per cent of the duration of the policy length - i.e. for a 12 month policy the duration allowed would be 54 days - without paying an additional premium.

*Maximum duration of 14 days.