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You can complete your loan application in under one minute. Just fill in the details below and we will call you to confirm any further information required over the phone.

Alternatively, you can complete our full application form online. This gives us all the information that we need to give you an Approval In Principle within 1 hour.

To apply you must be over 18, a permanent UK resident and a homeowner.
  • UK homeowners can borrow any amount between £3,000 and £75,000
  • all loans are secured on property
  • rates from 7.4% APR (typical APR 10.7%)
  • bad credit loans available

>> Quick Application

Loan amount required
(£3,000 to £75,000)		 £
Your full name
Your partner's full name
(only required for joint applications)
House number / name and street
Postcode
Home telephone number
Mobile telephone number  
Work telephone number
Email address
Best time to call
I confirm that I am over 18, a permanent UK resident and a homeowner (required)  

Remember, completing this form does not commit you to taking out a loan. You are under no obligation whatsoever. You can cancel your loan at any time up to completion without cost or penalty. There are no up-front fees or costs, and no costs or penalties for cancellation.

All loans are secured on property and are available to UK homeowners who are aged over 18 and are permanent UK residents. The amount borrowed can be between a minimum of £3,000 and a maximum of £75,000. You can repay the loan over any term from 5 to 25 years. Secured loans may be used for any reasonable purpose that you choose, for example car loans, home improvement loans, holidays, debt consolidation loans, or anything you choose. Debt consolidation loans may reduce your monthly outgoings significantly, depending on your circumstances. We use a variety of lenders to place your business: bad credit loans are available. CCJs and bad credit history need not be a problem. Mortgage arrears need not be a problem. Even if you have been declined for a loan, we may still be able to help. We do not necessarily require proof of income. For self-employed clients we can normally accept a self-declaration of your income subject to information to support that you are actively in self-employment such as an invoice, a VAT certificate or tax assessment. Secured loans offer homeowners the best rates, as all loans are secured on property. You can normally borrow up to 125% of your property value. Our quick online application can be completed in one minute or less. Our long application form takes longer to complete, but provides us with the information that we need to give you Approval In Principle within 1 hour.

This website is designed solely for the use of residents of the United Kingdom of Great Britain and Northern Ireland only (this excludes Channel Islands, Isle of Man, and other Commonwealth countries) and as such, all information contained within this website, all rates given, and all financial data, is in Pounds Sterling. We offer a variety of different loan amounts and repayment periods. All rates contained within this website and repayment figures are correct at the time of publishing. All quotations on this website are typical examples only and do not constitute an offer of a loan nor can be taken as such.

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Secured Loans UK is a trading style of Summerfield Financial Services, 413 St Leonards Road, Windsor, SL4 3DT. Licensed credit brokers, licence number 323701. LOANS SECURED ON PROPERTY AND SUBJECT TO STATUS. YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED ON IT.