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Choosing a bank to look after your money is no longer just about strolling up to one of the big four on the high street. In fact you do not even have to visit your bank these days to set up a bank account.

The internet has opened up a whole new world of banking. Purely online banks now exist and offer virtually everything the older providers offer including better interest rates in many cases.

Most banks now offer phone banking and internet banking as a matter of routine, and there are even bank accounts which combine with your mortgage and other finance products to give you better interest rates.

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Providers Of 



Borrow money at 5.9% APR typical
Alliance & Leicester offer bank Loans at an incredibly low 5.9% APR Typical for loans £5k to £15k. Instant decision online, click here to calculate your repayments.
Visit www.alliance-leicester.co.uk >>

Halifax Web Saver gives you extra value
Get a fantastic online rate of 4.90% AER/gross p.a. from the award winning online account. Extra value from Halifax, the Bank that always gives you extra.
Visit www.halifax.co.uk >>

Alliance & Leicester business banking
Alliance & Leicester - a different way to do business banking. We know what makes your business tick. We offer you straightforward products, clear charges and market-leading rates.
Visit www.alliance-leicestercommercialbank.co.uk >>

Secured loans from The Loan Company
If you are a UK homeowner visit The Loan Company for low-cost secured loans from £3,000 to £100,000 even if you have bad credit. We offer fast, efficient service. Loans are secured against your home.
Visit www.theloanco.co.uk >>

E-Loanshop home equity loans
A secured loan from E-loanshop can help to release the equity of your home and give you £3,000 to £75,000 for whatever purpose. Loans secured against your home. No tenants.
Visit www.e-loanshop.com >>

Bank accounts with interest from Citibank
The Citibank Direct current account pays 4.59% AER, one of the best rates on the market, with no strings attached. No minimum deposit and no need to pay in your salary. Apply now.
Visit www.citibank.co.uk >>

Internet banking with First Direct
Transfer money and pay bills online with First Direct online banking.
Visit www.firstdirect.com >>

Secure online banking at Nationwide
Nationwide's current account offers up to 3.00% gross p.a. /AER credit interest, fee free 6.75% EAR agreed overdrafts, Internet banking and much more. Apply online now.
Visit www.nationwide.co.uk >>
 
The AER (annual equivalent rate) illustrates the interest rate on a particular bank account and is the key to assessing the banking offering. AER varies massively between various current and saving accounts.

There are benefits to sticking to major high-street banks, as it is often nice to have the peace of mind that you can always visit a human to chat about banking issues you may have.

It can be highly frustrating if you cannot contact your bank and hanging around trying to get through on telephone helplines can be immensely irritating - so check the ways a bank can be contacted.

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