Site Map:  Home | Credit Cards | Debt Consolidation Loans | Auto-Mortgage-Equity | Personal Loans | Free Credit Reports | Repair

Site Map: UK Residents UK Credit Cards - Loans   US Residents Home Credit Cards Debt Consolidation Loans Auto-Mortgage-Equity Personal Loans Free Credit Reports Credit Repair

Welcome to the Learning Center for Consumer Credit Information  Add value to your site by linking to creditchampion.com    Articles How To Establish Credit Credit Report Basics How Student Loans Impact Credit Scores  Credit Repair Tips Reducing Debt  Debt Management Contemplating Bankruptcy Choosing a Car  Credit Card Basics Divorce and Debt Mortgage Basics Choosing a Mortgage Applying for a Mortgage Refinancing Basics Home Equity Basics  Tapping The Equity in Your Home Tax Benefits of Home Ownership Home as a Source of Dollars in Retirement Frequently Asked Questions Credit basics How can I get a free copy of my credit file How can I correct errors on my credit report? How can I repair my poor credit? I can't pay my bills. Should I declare bankruptcy? How can I reduce my spending? Will debt consolidation hurt or help my credit rating? How much money should I keep in a savings account for emergencies? Should I invest my extra cash or use it to pay off debt? How can I get credit if I have no credit history? How can I protect myself against identity theft? Credit cards I get a lot of credit card offers. How can I tell which one is best? How can I lower the interest rate on my credit card? How can I pay off my credit card debt? Should I close my paid credit card accounts or leave them open with zero balances? Spousal Credit Issues Am I liable for my spouse's debts?   I'm marrying someone with bad credit. How will this affect me?  Buying a home How much home can I afford? How much money do I have to put down to buy a house? Can I buy a house with no money down? What is involved in buying a house that's for sale by owner? Can I buy a house even though I declared bankruptcy? Should I buy a home or continue renting? Should my partner and I buy a house together even though we're not married?   What's the Homestead Act?  Mortgages Should I use a home equity loan for Christmas spending? Which mortgage is better--fixed rate or adjustable?  What's the difference between a home equity line of credit and a second mortgage? Should I take out a home equity loan to pay for my child's tuition? I am behind on my mortgage payments. Will my lender begin foreclosure proceedings? Should I choose a mortgage with no points and pay a higher interest rate, or should I put money toward points to lower the interest rate on a mortgage? My mortgage includes a statement that a penalty may be imposed for early payoff. What does that mean? Can I use a piggyback mortgage as an alternative to private mortgage insurance? Can my mortgage lender require me to have an escrow account? What are the advantages of making biweekly mortgage payments? I'm having a hard time selling my home. Should I take out a reverse mortgage? Refinancing a mortgage Should I refinance my home mortgage? I refinanced my principal home last year and paid points. What are points, and can I deduct them on my tax return? Buying, selling, or leasing a car Should I pay cash for a car or finance it? How much will my monthly car payment be? Should I buy or lease a car?  Debt and Bankruptcy I can't pay my bills. Should I declare bankruptcy? Can I buy a house even though I declared bankruptcy? Student Loans Can I consolidate my student loans more than once? Should I pay off my student loans early with home equity? Holiday Spending and Taxes Should you use home equity for Christmas cash or to pay Holiday bills / Christmas bills? Should I use home equity to pay my income taxes?

Site Map:  Home | Credit Cards | Debt Consolidation Loans | Auto-Mortgage-Equity | Personal Loans | Free Credit Reports | Repair