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- We have several new articles that may help you make the best decisions about loan options available to you.
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- Choosing a Mortgage
- Applying for a Mortgage
- Refinancing Basics
- Home Equity Basics
More articles will be coming in the near future.
There are numerous borrowing options available to you these days. Many people are confused by some of the terminology. We get many inquiries about paydayloans. Payday loans are very short term loans that are secured by a personal check. The check you write is deferred until your next payday. These loans are very helpful for those who need cash fast. However, you must be careful to not fall into the trap of living paycheck to paycheck via payday loans. This can be very dangerous to your finacial future. We received a letter from one gentleman who found himself getting a cash advance consistently about 3 or 4 days before his paycheck. He did it the first time because he really needed the money, but found himself doing it every two weeks because it was so easy and convient. He eventually found himself bouncing checks and in serious debt due to returned-check fees and other insufficient funds. Remember, use payday loans only for an emergency if you need them. For more information about payday loans, visit the FTC website. | |
Fast Personal Loans and Cash until Payday Loans |
The following lenders will approve you for fast personal loans, some with bad credit. Get fast approval for emergency, payday, and high risk personal cash loans regardless of your credit history. Bad Credit, Bankruptcy or No Credit are ok with most of these lenders.
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Lender: America's Lending Partners - Personal Loans |
Loans: Cash out refinancing - home equity loans - home improvement - debt consolidation loans - new mortgage - income tax loans
America's Lending Partners is one of the most popular lenders on our site. They only serve home owners, but they consider all credit types. Many people refinance their homes through America's Lending Partners in order to consolidate debt, pay federal taxes, or for personal use and home improvements. With over 1000 lenders in their database, you will receive several competetive offers.
- All credit types
- No initial credit check
- Holiday Loans... Use home equity not credit cards!
- Rates as low as 5.375%
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Use cash to pay taxes, Christmas, home improvement
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Home owners only, free service, short secure application
America's Lending Partners - Personal Loans |
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Lender: LowerMyBills.com - Loans |
Loans: Mortgage refinance - home improvement loans - home equity loans - new home purchase - debt consolidation - good or bad credit
LowerMyBills.com offers a full range of mortgage-related products, and provides consumers with the knowledge and insight to make informed decisions about the future of their largest investment...their home.
- All credit accepted
- No initial credit check
- Christmas loans from home equity
- Rate dependent on credit
- Bad or Good Credit
- Free Quote - No obligation
- Very short secure application
$150,000 mortgage for Less than $740 a month! |
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Lender: HFC Personal Loans |
Loans: Signature loans Up to $10,000 with no collateral
You can get anywhere from $1500 to $10,000 from Household Finance. The loan is not secured which means that you do not borrow against personal property.
- Less than perfect credit ok
- Fast and hassle-free
- Loan amounts of $1,500 to $10,000 with just your signature
- No collateral required
- Term 1-5 years
Up to $10,000 with No Collateral - Personal Loans |
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Lender: Faxless Fast-Funds-Online - $500 Loan Overnight |
Loans: Up to $500 overnight - personal use - No fax required
You can get up to $500 from FastFundsOnline. All you need is a job, and a checking account. There is no credit check and there is nothing to fax! This service is also very popular among our visitors. The money is directly deposited into your checking account within 24 hours.
- All Credit Accepted - No Credit Check
- Faxless! There is nothing to Fax!
- Must have a job earning $1000 a month
- Must have a checking account
- Next Day Funds
- 30 min approval
$500 Loan - No FAX! |
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Lender: 123OnlineCash - $500 Overnight - Faxless |
Loans: Up to $500 overnight - personal use - no faxing required
If you need cash now, you can get up to $500 from 123OnlineCash. There is no credit check and there is nothing to fax! This service is very popular among our visitors and their customer service is great. The money is directly deposited into your checking account overnight.
- All credit accepted
- No credit check
- Faxless! There is nothing to Fax!
- Must have a job earning $1000 a month
- Must have a checking account
- Next Day Funds
30 min approval
$500 Loan - No Fax! |
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Lender: Free Mortgage Quotes - Apply Now! |
Loans: New mortgage - refinance - debt consolidation - home equity - home improvement
This program is similar to America's Lending Partners. They have a two page application, but the processing is still very fast. Poor Credit accepted.
- All credit accepted
- No initial credit check
- Free service
- Rates as low as 5.375%
- First time buyers ok
Free Mortgage Quotes - Apply Now! | |