Cash Advance

Cash Advances are quick and easy

Cash advances are short term loans provided by the lender to the consumer until the consumer's next pay date. The only collateral to receive this type of loan is based upon the customer's future payroll direct deposit. Cash advances are quick and easy ways to get the cash you need to pay your bills without any hassle such as avoiding additional charges from your bank or facilities tacking on late payments if your bills were not paid.

Requirements for a cash advance

A cash advance can be easily obtain via our online express application. Consumers must meet certain minimum requirements such as being at least eighteen years old, currently employed for at least three months, income of at least eight hundred dollars directly deposited into account, and not have more than one cash advance out with another loan lender to obtain a cash advance from Hot Payday. For more information, please refer to the frequently asked question (FAQ) located above.

Our online express application is simple and available to you twenty four hours a day for your convenience. If you have all the proper information on your hand, then filling out the application takes only a matter of minutes. Once we have received all the correct correspondences, then your loan approval process takes only minutes. If you are approved, funds will be transferred into your desired account immediately so that it will be available for you the very next business day. For faster processing, make sure you have all the proper documents to fax in. Failure to do so will only delay your cash advance process.

Payment Options for a Cash Advance

On your next payday, we will automatically (ACH) withdraw the loan amount plus our fee out of the account you specified. If you desire any extension or rollover, you will need to notify to us at least two business days prior to the due date. Please keep in mind that Utah's state laws prohibits loans to be extended for more than twelve weeks. We understand that often times, customers are unable to repay the loan on their due date due other restraints. Hot Payday will gladly work with you to resolve any financial situation you may have.