Prepaid
Credit Cards: A close look at prepaid Master Card and Visa
Secured Cards | View Rewards Master
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Prepaid
Master Card and Visa |
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- What are prepaid credit cards?
Prepaid credit cards are where you deposit money into
a credit card to use anywhere master card or visa
is accepted. These cards are reloadable meaning once
you get to a certain balance you then put funds back
into the card.
- Prepaid Cards mean a planned budget. These
cards can help you with your budget planning meaning
you can plan ahead and know how much you are going
to spend in advance. Similar to budgeting how much
money you spend at the grocery store each week you
can plan how much you will spend on shopping and recreation
purposes.
- Do Prepaid Cards help you rebuild or establish
credit? Yes in some cases there are cards
that report to at least one of the credit agencies.They
help establish credit for those who have no credit
in some cases, and then help you rebuild credit. Rebuilding
credit takes time and a small loan or a small credit
card balance can help you in the building blocks of
getting your credit back to higher scores.
- Higher APR with a Prepaid Master Card or
Visa? Some cards do not have APR, some do.
Just depends on what card you apply for. There can
be different charges including Monthly charges on
some cards but No APR, or high APR and
- Prepaid Cards keep your money Safe.
Prepaid Cards are known to be a way to put money away
safer than keeping cash around the house. If your
credit is so bad you cannot get a bank account than
a prepaid master card would be the way to go to keep
that money out of harms way. Also, you are protected
from unauthorized purchases in case your card is lost
or stolen.
- Prepaid Credit Cards bring you in touch
with shopping online. Have you noticed that
every website online seems to ask for your credit
card number? Websites like Ebay, Amazon, Yahoo Shopping
sites, all ask for your Paypal or credit card information.
Now if you cannot get a regular credit card then you
can use a prepaid card to shop online to get the best
deals. Benefits of shopping online are tax free websites
out of your state, being able to get things shipped
to your home, and the ease and convience of pointing
and clicking on the products or services that you
want!
Types of Prepaid Cards
- Prepaid Catalog Cards:
We offer Prepaid Catalog Cards such as All American
Gold, USA Gold,
- Bad Credit Prepaid Cards
to rebuild or establish credit
- Prepaid Phone Cards & Calling Cards - Try our
AT&T
Master Card that you can use as a calling
card and credit card at the same time!
- Stored
Cards: companies including Wired Plastic
who provide convenience and purchasing power of Master
Card, along with automatic bill payment, multiple
loading options, and no credit checks. No credit line
is extended and no security deposit is required to
enroll.
- Prepaid
Gift Cards: Cards that do not report
to credit beauros, but you can use to buy things in
the future or give as gifts
- Debit
Cards: known as bank cards or ATM cards
can be used to debit money out of your checking or
savings account. Some banks charge a fee for using
the card but we do list banks that let you use debit
cards free with a checking
account.
- Prepaid Phone Cards: Phone companies send out opportunities
for phone cards all the time to your mailbox where
you can keep from getting in over your head in phone
bills and sometimes talk cheaper than on a regular
landline or cell phone if you are calling internationally
per minute, although with the conveinence there are
fees for connecting.
- Payroll
Card: A payroll card looks like a credit card
and normally carries a Visa or Master Card logo and
works like a debit card. The employer deposits money
in an account linked to the card.The employee who
has the payroll card can then use the card for ATM
withdrawals or purchases. Some popular Payroll
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Do you have a story or interesting experience
with a prepaid master card? Let us know at webmaster@banklady.com.
Do not forget to Bookmark
this site! for exciting new credit card offers including
new bad credit secured and unsecured cards for 2005. Banklady
is your most up to date credit card information source on
the web!
Popular Prepaid Cards:
Wired
Prepaid Card - lots of people opt for this slick card
Rush
Card Visa - from Russell Simmons of the hip hop music
community, made a card to help people manage their money better
and without all the cash advance fees. |
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We
offer many sources for credit cards even from the UK, Canada,
and Bad Credit Lenders in the US and United Kingdom.
Secured credit cards for
Poor Credit >>
UK
Adverse Credit Cards >>
Chase
Rewards Cards >>
Business
Credit Cards>>
Keep checking out our links each month for a newly featured
card or our great selection of top 4 cards! Unsecured
credit cards do not require the cardholder to "secure"
the funds before you can charge any against the card. Let
our search that guarantees a unsecured or secured card for
anyone with bad credit: A MAJOR credit card is waiting for
you to claim! |
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