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Credit Card
0% p.a. typical 12.9% APR (variable)
on purchases and balance transfers for 9 months on purchases and balance transfers
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Enjoy 0% p.a. on purchases and balance transfers for your first 9 months, typical 12.9% APR (variable)

This account offers:

bullet point 12.9% APR standard rate for purchases and balance transfers
bullet point Apply for additional card holders free of charge
bullet point Accepted in over 24 million locations and 130 countries worldwide
bullet point Withdraw money from cash machines across the world wherever you see the Visa sign
bullet point 25.4% APR variable for cash advances

This offer is not available to existing credit card customers or balance transfers from cards issued by Halifax or Bank of Scotland

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What does it mean?
APR:
The annual cost of borrowing, including interest and charges
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Intelligent Finance is a division of Halifax plc. Registered in England No.2367076. Registered Office: Trinity Road, Halifax, West Yorkshire HX1 2RG. This site is intended only for people who live in the UK and you must be a UK resident to apply for our products.