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BANKRUPTCY IN CALIFORNIA, DEBT CONSOLIDATIONS & NEGOTIATIONS

GOT DEBT PROBLEMS? Struggling with high interest credit card debts? Sick of harassing creditors? Interested in learning how to rebuild your credit? Thinking of filing bankruptcy in California?

If you answered yes, you've come to the right place!

There are many options available today for consumers with money problems including debt consolidation, debt negotiation and bankruptcy in California. There isn't one single solution that's right for everyone. That's why the Law Offices of Timothy G. McFarlin offers a free financial analysis by an attorney for consumers in California. Discuss the advantages and disadvantages of each option and find out what the best course of action is for you. Learn more useful bankruptcy information.

The Law Offices of Timothy G. McFarlin can handle your case anywhere in California! You get the same high quality service whether you visit personally, or allow us to serve you over the telephone and by U.S. mail. That's right, you don't even have to leave home to get the legal counsel and representation you need. You'll find our low prices, quality service and availability simply can't be matched by anyone in the industry.

For case specific advice, you are welcome to set up a free consultation either in person, or over the telephone with an attorney.

Professional help is always available to you through a California Bankruptcy Attorney. We offer free consultation with  no time limitations. You can receive help either through a personal appointment with an attorney, or without leaving home through telephonic information assistance by a lawyer.

Debt consolidation outside of bankruptcy in California usually involves using a valuable asset, like your house, as collateral for a new loan. In debt consolidation, you often use one loan to pay off another, but the new loan is secured instead of unsecured.


Although bankruptcy can stay on your credit record for seven to ten years, in about two years you can probably rebuild your credit to a point that will get you approved for just about any loan, even a home mortgage.

 



Bankruptcy Basics
  In it’s most basic form, California bankruptcy law is a consumer protection law. It is a Federal process which allows consumers to have their qualifying debts forgiven.
 
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