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 February 19, 2005
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The Bay Area's News Station
Pre-foreclosures, Getting There First Can Reap Rewards
Finding a foreclosure before anyone else or a �pre-foreclosure� allowing you to be the only person negotiating with a motivated seller, can give you an additional advantage.
Refinancing 101
Whether you are looking to reduce your rate, shorten your loan term to 20, 15, or 10 years, or borrow extra money for home improvements, refinancing may be right for you.
Understand Your Closing Costs
Whether a first time buyer or refinancing your loan, closing costs can send shock waves to any borrower. Being aware of the standard charges will ensure you aren�t blind sighted, and can ask the practical questions when comparing lenders.
Remodeling -- The Investment You Can Live With
Most people remodel their home to make it better fit their needs and desires. But remodeling can also play a role in financial planning.

The Credit Center
Order Your Credit Report Now!
If you're looking to buy a home or apply for a loan, or are simply worried about identity theft, this is the best time to order your credit report.
INTERACTIVE CALCULATORS
How Much Can You Afford In a Home?
Should You Rent or Buy?
Mortgage Payment Analysis
Should You Refinance?
What Will It Take to Save For College?
What Will it Take to Save For a Big Purchase?
How Much Will Your Savings Be Worth?



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