The pick of the High Street mortgage lenders
We've picked, at random,
a handful of the acknowledged UK market
leaders. Our comparison page allows you to choose between
more than one hundred lenders, so do a calculation with
one of the major institutions, then compare lesser known, or
local lenders. Either way, a low rate,
cheap mortgage, analysed and applied
for online, may save you a lot of money.
Click on the name to find out more about each one, then
click the button below your choice to compare their rates
with others:
Natwest is long on mortgage lending experience
Now part of the Royal Bank of Scotland Group,
Natwest is an old mainstay of British High Street banking, and has an approach
to mortgage lending based on long experience:
"When you're looking to buy a property, the key is
to stay in control. Our range of mortgages are designed to help you manage
your biggest investment.
Whether you're a first-time buyer, looking to remortgage your home or buying
to let, there's a NatWest mortgage to suit your needs."
. . .Return to top
Flexibility the key for Abbey National mortgages
Abbey sets great store by the flexibility of its mortgage arrangements.
Abbey says of their own mortgages: "Whether you're a first time home
buyer, moving up the ladder or looking for a better deal, there's
an Abbey mortgage to suit you perfectly"
. . .Return to top
HSBC has mortgage finance packaged for a fair
deal
This big, fast and impressive
banker, with its Hong Kong roots, and international style
has developed a packaged product approach to mortgage
lending.
"Our fair deal and interest rate guarantee, together with our award-winning
mortgages, mean that moving your mortgage to HSBC could be your smartest move
ever.
.
. .Return to top
The Woolwich is budget conscious and has flexible
mortgages
Aiming at the budget conscious
family home buyer, The Woolwich says
of its mortgages, and finance products:
"Whether you need a loan or you are buying a new home, at The Woolwich you’ll
find all the help you need. Discover Personal Loans with a wide range of repayment
options to suit you and a selection of mortgages to suit every individual and
budget."
. . .Return to top
Halifax will set your mortgage rate daily
Although it's now a bank, the Halifax has many of
the features traditionally associated with its old role as a local building society,
or credit union, and they work at it. Their rates are low to competitive,
and they say of their own home loans:
"We offer such
a wide range of excellent mortgages, there's bound
to be one that's perfect for you. With daily interest
and flexible features it's no wonder that more
people choose the Halifax for their mortgage than
anyone else.
. . .Return to top"
Nationwide has no fees and great service
This building
society stresses its "no fee" services
and long track record.
"All our current mortgage products have great rates and give you added freedom
with our flexible features."
. . .Return to top
Alliance & Leicester will fit a mortgage to your needs
This successful PLC began life as a regional building
society, and they still see that as their main role. Mortgages, they say,
are their business:
"You need a mortgage that fits your budget,
and your plans for the future. But the mortgage you choose for your first
home can be very different from the one you want when you have a growing
family.
At Alliance & Leicester we have a wide range of mortgages to choose from."
. . .Return to top
Capital
Home Loans
The company is a subsidiary
of giant Irish lender, Irish Life and Permanent
PLC. It concentrates on running a fully fledged mortgage
and remortgage service and nothing else.
It's style is no-nonsense, business like and very
professional.
. . .Return to top"
Bank of Ireland
Flexible mortgages aimed
at first home buyers. The bank says:
"With our new mortgage package, you can take full
advantage of a range of optional benefits that will
help you
turn your new house into a home. And, as part of the
package, you’ll have a personal mortgage adviser who
will guide you through the process, making sure you
avoid potential pitfalls."
. . .Return to top
Scottish widows Bank
The Bank has a snappy modern image and a candid approach
to low interest rates that
fits
well
with younger customers:
"Maximise your borrowings
with our 110% Professional mortgage or opt for the flexibility
of our Flexible
mortgages. You can make your mortgage work with your
savings too by opting for our offset facility.
. . .Return
to top
Royal Bank of Scotland
Has a wide range of mortgage finance and a full service
approach. It
makes no effort to be "feely friendly" but
opts instead for an efficient, accurate and
professional image.
. . .Return to top
Cooperative
Co-operative is looking for the young, socially
responsible middle class home buyer. They offer, as well as "flexible
mortgages that offer a great deal", but also "for every year that your
mortgage exists, we will make a payment to Climate Care - an organisation
dedicated
to helping solve global warming."
. . .Return to top
Direct Line mortgages
This is a busy online lender that makes no bones about it's abilities:
"Whatever Direct Line mortgage you choose, you’re with a lender with a proven track record of delivering. But don’t take our word for it – just look at our awards".
The company has taken several magazine awards as
a mortgage lender in recent years.
. . .Return to top
Prudential
Prudential has four kinds of mortgage products they
offer, a wealth of financing advice and experience, and strategic alliances
to
provide other services. They point out innovations like:
"The Prudential Home Equity Release Plan is an effective way of turning the value
in your home into real money without the need to move. It is a special loan available
to homeowners aged 60 or over with no monthly repayments.".
. . .Return to top
Northern Rock
Out for more business, in a big way, Northern Rock
says:
"We have a wide range of mortgages to suit every type of buyer and home
owner. The range includes Flexible Discount and Tracker products and new Buy
to Let Flexible Fixed Rates. And the majority of our flexible products now come
with an unsecured cash reserve which will take your total borrowing up to 100%
Loan to Value"
. . .Return to top
Bradford and Bingley
A regional
lender, Bradley and Bingley has its own products, but relies increasingly on
alliances with other lenders, an approach they refer to as the "MarketPlace"
"The MarketPlace is the smart new way to find a property, mortgage, loan, pension,
investment or insurance. Rather than simply sell you our own products, we search
the market to offer you a choice of products that are best for you, not us."
. . .Return to top
Egg
Egg simply sales through all the complications
with a two mortgage package that is as clear as water:
"We topped a survey of 35 top lenders for having the lowest interest payments
on a £50,000 standard variable rate mortgage over the period 2000-2002
(source: MoneyFacts January 2003). MoneyFacts also named us 'Best variable rate
mortgage provider' (April 2003)'."
. . .Return to top
Copyright
2003 © UK Online Finance. Follow
this link for legal information.
