Welcome to www.loan-central.co.uk
Bad Credit Home Owner Loan Rates From Just 7.9% APR!
Independent UK loan broker offers both secured and unsecured loans for any purpose. Self employed, poor credit history and tenants all accepted. Fast efficient and friendly service. No fees and you are under no obligation to accept any loan offers.
Loans are available from £3000 to £100,000 depending upon your individual circumstances.
Using the navigation buttons in the bar on the left, if you have a bad credit history, for example defaults, arrears, ccj's or are an ex-bankrupt or have an IVA then you can apply for a bad credit loan (also known as an adverse credit loan).
Bank Loan - Being an independent loan broker we deal with many different loan companies including banks and other major lenders to find the best loan company and loan for you.
Car Loan - Looking for a new car ? Whether you've got a clean credit history or not, looking for a secured car loan or an unsecured car loan we can help !
Debt Consolidation Loan - If you've got many different loans, credit card debts and store card debts that you would like to combine into one bigger loan at a lower overall rate of interest, apply
now with no fees or obligation. Our debt consolidation page contains extra information to help you decide whether this could be right for you, together with a calculator to see how the loan could benefit you.
Home Owner Loan - Looking to use your home as security in order to get a better interest rate, home owner loans can be used for absolutely any purpose.
Home Improvement Loan - If you are looking to improve your home with a new kitchen or bathroom or maybe a conservatory or loft conversion etc then a home improvement loan could be right for you, being secured you will get the lowest rate for your circumstances.
Personal Loan - These can be either secured or unsecured and are available to tenants too.
Secured Loan - A secured personal loan can be used for any purpose and is ideal for those who have had credit problems in the past.
Self Employed Loan - Whether you have 3 years audited accounts or not (and so are looking for a non status loan) we have lenders who are willing to borrow the money that you need.
Tenant Loan - Whether you're a private or council tenant or living with parents, our non home owner loan specialist can help you. They are happy to accept applications from people with a poor credit history and in some cases
may be able to help the unemployed who are on benefits.
Unsecured Loan - Unsecured personal loans can be used for any purpose but it is likely that you will need a clean credit history in order to be accepted. Unsecured loans are available for £3000 to £25000.
By filling in an application form on this site, your application will be sent to a UK firm of independent master loan brokers
There is no fee to you for using us because the lender pays for what it sees as a normal cost of business, as a result you cannot get a better deal by going direct! Every lender
we deal with is either a bank or a large finance company, in fact we deal we some of the biggest lenders in the world.
You will never receive a bill directly from us for help, advice or administration costs.
Best Rate
We promise to get you the best rate for your circumstances. If we cannot get you a loan then we do not get paid! Remember too, that you are under no obligation to accept any loan offers obtained through us.
Impartial Advice
We promise to give you impartial advice and will answer any questions you may have in plain English.
Master Brokers
Acting as master brokers, with staff trained by the lenders, we can underwrite the vast majority of applications in house, meaning a faster smoother process for you.
Application Process
The application process is in 4 stages :-
(a) Complete and submit the form, on receipt an adviser will be assigned to your application.
(b) The adviser will normally contact you within 24 hours, although this can be as quick as 15 minutes!
If you include your work or mobile phone number then we will contact you discreetly as quickly as we can.
The same adviser will handle your application through to completion and you will get their direct line telephone number. They will also be happy to advise you on any aspect of the loan.
(c) Paperwork (which is kept to a minimum) will be sent to you and in most cases will just need to be signed and returned in the freepost envelope. If you have any questions, just ask your adviser.
(d) On completion all the documentation relating to the loan is sent to the lender and the loan is issued.
Independent Financial Advisers
If, having seen this site you would like to review your financial planning our separate firm of independent financial advisers would be pleased to help you.
Independent financial advisers are bound by the Financial Services Act to provide the most suitable contract on the best possible terms. With 32,000 Financial products & mortgages to choose from, it pays to seek independent financial advice.
Please fill in and submit the form below if you would like to receive further information from us on any of the products mentioned within it.