Problem Credit

Orchard Bank® MasterCard®

• Modest Fees and Competitive APRs
• Periodic Credit Limit Increase Reviews
• Fraud Dispute and Unauthorized Use Protection
• Complimentary Online Account Management and Payment

Take the first step to establishing or re-establishing your credit. We'll recommend a MasterCard that is best for you! Our MasterCard Selector helps you determine the credit card that's right for you, which means a much higher likelihood of approval.

Centennial® Gold MasterCard® / Visa®

• Low Fixed APR on Purchases
• Unsecured Card
• Reports monthly to 4 Major Credit Bureaus
• 24 Hour Account Acces by Phone

REBUILD credit with the prestige of a GOLD card. By making on time payments and keeping your balance under the limit, you may be able to improve your credit score. Now with a low fixed APR on purchases, 24-hour online account access, and outstanding customer service, you'll know you're on the way to better credit.

First Premier Bank Gold MasterCard® / Visa®

• Low Fixed APR on Purchases
• Unsecured Card
• Reports monthly to 4 Major Credit Bureaus
• 24 Hour Account Acces by Phone

The First PREMIER Bank Gold Visa/MasterCard’s GOAL is SIMPLE; to offer you a credit card program that will help you re-establish your credit. By making on time payments and keeping your balance under the limit, you may be able to improve your credit score. Rebuild your credit with GOLD prestige and a low fixed APR on purchases. Getting back your good credit could not be easier!

Total Visa®

• Instant On-line Application
• Establish or Re-establish your Credit
• Reports monthly to Major Credit Bureaus
• 24 Hour Account Access by Phone or On-line
• Credit Limit Increase Reviews

Get your Total VISA card today! Simple on-line application for those 'people with less than perfect credit'. Get the credit you deserve today!

Centennial® Visa® / MasterCard®

• Low Fixed APR on Purchases
• Unsecured Card
• Reports monthly to 4 Major Credit Bureaus
• 24 Hour Account Acces by Phone

All journeys no matter how long, begin with a first step. Centennial® knows that recovering from difficult financial situations can be challenging. By making on time payments and keeping your balance under the limit, you may be able to improve your credit score. Start your journey with an unsecured Centennial® Visa/MasterCard. Apply today and take the first step on your journey to rebuilding your credit.

First Premier Bank MasterCard® / Visa®

• Instant on-line application
• No Cost to Apply
• Automatic Credit Limit increase reviews
• Establish or re-establish your credit
• Reports to all major credit bureaus

BUILD the credit you deserve! Apply now for a First PREMIER Bank credit card. By making on time payments and keeping your balance under the limit, you may be able to improve your credit score. Plus you will receive a LOW FIXED APR on purchases and outstanding customer service. Apply today - you deserve it.