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95% Tracker Rate Mortgage
Intelligent Finance for brokers Adviser Business Centre 0845 601 4343
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95% Tracker rate mortgage
Product details
Tracks Bank of England's base rate +0.49% until 31 May 2007, currently
Then standalone variable rate, currently
The overall cost for comparison is

5.24%
5.95%
6.1% APR
Mortgage type Repayment, interest-only, or a combination of both.
Arrangement fee £349.00
Commission 0.35% + 0.05% of initial drawdown amount at first, second and third anniversaries of the start of the mortgage
Loan to value Up to 95% of the value or purchase price of the property (whichever is lower). Lower limits apply for mortgage loans of more than £500.000.
Payment holidays 2 per year (not in the first 6 months or last 3 years of the mortgage). The amount of the missed payment(s) is added to the loan and the remaining payments are increased to cover it.
Amount can be borrowed £25,001 to £1 million
Higher lending charge No
Interest calculation Based on daily balances
Overpayments/lump sums Yes. However, if your client pays off all or part of the tracker rate mortgage loan during the tracker rate period, we'll charge an early repayment charge and, if the client remortgages to us and repays in full, we'll ask him or her to pay a contribution of £330 towards our legal costs and standard valuation fee.
Portable Yes
Early repayment charge 2% of amount repaid on or before 31st May 2006
1% of amount repaid on or before 31st May 2007
Insurance
(Optional)		 Building & Contents, Accident, Sickness & Unemployment and Life Assurance
Preagreed reserve No
Apply Call 0845 601 4343
View full details of our lending criteria and verification requirements
How to place business

Call our dedicated Adviser Business Centre on 0845 601 4343
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