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Personal Student Loan-Need help

 
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Eli
Guest
PostPosted: Thu Mar 03, 2005 7:56 pm    Post subject: Personal Student Loan-Need help Reply with quote
Hello,
I have two personal Student Loans. I am passing through an economic hardship. The banks are not willing to accept my offer what should I do? I will like to Consolidate them, but don't know what I should know before consolidating? If you can provide me with information, it will be a big help.
Thank YOU Crying or Very sad
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simon
Customer Care Dept


Joined: 11 Dec 2004
Posts: 93
PostPosted: Thu Mar 03, 2005 8:55 pm    Post subject: Re: Personal Student Loan-Need help Reply with quote
Hi Eli,

Welcome to debtconsolidation care forum. Consolidation is a program where your debts will be consolidated under one account, with an easy monthly repayment plan and a possibility of reducing your debts and the past interest.

Thank you,
Simon
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Jason
Customer Care Dept


Joined: 29 Oct 2004
Posts: 78
PostPosted: Fri Mar 04, 2005 10:48 am    Post subject: RE: Reply with quote
Hi Eli,

Welcome to debt consolidation care forum.

Student loans are unsecured loans and can be consolidated with debt consolidation programs. Debt consolidation only deals with unsecured loans.

Yes opting for a debt consolidation program in your case would be a good decision on your part.

Quote:
I will like to Consolidate them, but don't know what I should know before consolidating? If you can provide me with information, it will be a big help.


Debt consolidation consolidates your multiple debts into a single amount and makes life easier for you. In this process all your late fees are waived off and all your interest rates are reduced. The debt consultant negotiates with your creditor and reduces your total debt amount to around 40%-60%. The revised amount will now be divided into equal monthly installments within your affordable means. The amount will be decided keeping in mind your present financial status. By paying this affordable amount every month, you will be free of debt burdens very soon. The consultant will also give you free counseling on how to restore your former financial status.

No worries Very Happy just go for debt consolidation.

Hope to hear from you frequently and hope you share your experiences with the other members as well.

Regards
Jason
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