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$49.00 STS Travel Protection Plan Description of Coverages |
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STS Trip Cancellation Plan
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Refunds for travel arrangements provided
by Student Travel Services, Inc. (hereinafter "STS") in
the event of cancellation up to your scheduled departure time due
to sickness, injury or death to you, your immediate family member
or traveling companion.
Written notification of cancellation must be received by Student
Travel Services located at 1413 Madison Park Drive, Glen Burnie,
MD 21061 by registered mail, confirmed facsimile, or overnight
courier NO LATER THAN THE SCHEDULED DEPARTURE TIME in order to
be covered by this plan. In addition, written verification by a
physician of sickness or injury must be received by STS by registered
mail, confirmed facsimile, or overnight courier NO LATER THAN 24
HOURS AFTER SCHEDULED DEPARTURE TIME. Failure to follow these directions
invalidates the Trip Cancellation Plan.
An Attending Physician's Statement to confirm sickness or
injury will be required prior to refund. Refunds for travel arrangements
cancelled due to death will not be processed until a copy of death
certificate is provided to Student Travel Services.
Plan begins when
trip is paid in full.
Items not covered:
Occupancy Surcharges. For cancellations
15 or more days prior to scheduled departure, the remaining travelers
are responsible for paying occupancy surcharges. For cancellations
less than 15 days prior to scheduled departure, occupancy surcharges
for the remaining travelers will be deducted from the canceling
traveler's refund.
The STS Trip Cancellation Plan is provided by Student Travel Services,
Inc. and is not part of the Travel Protection Plan provided by
Travel Insured International, Inc.; however, the same general exclusions
apply.
Refunds will be processed within 48 hours of receipt of completed
and approved forms and/or documentation.
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Fuel Price Proctection
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Provides protection from fuel related price increases.
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$100 Baggage Delay
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| Reimburses for the purchase
of essential items if bags are delayed for more than 24 hours.
Receipts are required. |
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$500 Travel Delay
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| Reimburses up to $100 a day for reasonable, additional
accommodations and for traveling expenses if there is a travel delay
over 12 hours. |
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$500 Loss of Baggage and Travel Documents
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Reimburses for damage to or loss or theft of baggage, passports,
visas or other travel documents during your trip.
Pays for the unauthorized use of your credit cards, if you have complied
with all credit card conditions imposed by your credit card company.
Pays for administrative fees to reissue lost or stolen tickets.
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$5,000 Medical Expense
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Pays for medical, surgical and emergency dental services, treatments
and supplies during a trip. Also pays for professional nursing,
hospital charges, x-ray and ambulance services.
Initial treatment must be received during the trip.
Pays for covered expenses for up to one year from date of injury/sickness.
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$1,000 Trip Interruption
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Trip Interruption pays for forfeited,
non-refundable, unused payment or deposits and additional transportation
expenses incurred if your trip is interrupted due to:
Sickness, injury or death of the insured, a traveling companion
or family member;
Unforeseeable circumstances, which are those events or their consequences which could not have been
reasonably foreseen or expected, and are outside your control.
Reasons not covered:
Carrier caused delays such as mechanical
difficulties (covered under Travel Delay);
Travel arrangement cancelled by the tour operator, airline, or cruise line;
Change in plans ("I just don't want to go.");
Financial circumstances ("I can't afford to go".);
Business or contractual obligations ("My boss changed my vacation.");
Any government regulation or prohibition, war, civil disorder, nuclear reaction or contamination.
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$10,000 Emergency Assistance
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Arranges and pays for emergency assistance services
required as a result of an injury or sickness during your trip.
Pays for medical services required for evacuation to the
nearest adequate medical facility, then pays for airfare costs from
that facility to your return destination.
If you are hospital confined due to injury or sickness for 10 days or more,
pays for economy round-trip airfare to the place of confinement
for one person that you designate.
24-hour global assistance service.
Termination Date: All coverages end on the earlier of: (a)your arrival
at the location at your return destination to which you directly
go following your trip;(b)the return date;(c)the end of the coverage
term;(d)cancellation of the trip. The effective date is the date
the trip and premium are paid in full.
This information is provided for general information purposes and
is subject to change. See the certificate of insurance for detailed
information and rules. Copies are available from Student Travel
Services, Inc. at 410-787-9500. |
