Debt Free Management Services Company: Money Management International (Mmi)

A Credit Article Contributed by Brandie King

Introduction to Money Management International Debt Free Services Company

Money Management International (MMI) is a non profit organization that offers services for you to become debt free as well as guidance in the financial areas of your life, counseling, educational programs, and assistance with debt management through their Debt Management Program. They are affiliated with the National Foundation for Credit Counseling (NFCC), as well as being member of both the Better Business Bureau in Houston, TX, and the Better Business Bureau Online Reliability Program. You can find Money Management International on the Internet at http://www.moneymanagement.org/.

Money Management International Debt Free Services: Debt Management Plan

The credit counselors employed by Money Management International are certified and will work with you to create a confidential debt management plan that is customized to your needs by first assessing your situation. The plan will include helping you to create a budget and negotiating with your creditors. In working with your creditors they will attempt to get you interest rates and monthly payments lower than what you currently have and will also try to get late fees waived.

You will make one single monthly payment to Money Management International, and they will then turn around and send the required amounts to each of your creditors separately. This in effect is consolidating your debts, which will make it much easier for you to keep up with what you need to pay each month and often will provide you with the ability to pay off your debts in a shorter amount of time.

As an added benefit to their program, there are certified counselors available 24 hours a day, 7 days a week to help you, and you will be able to access your account information online via their website any time you want to.

Money Management International Debt Free Services: Additional Information

Getting started with Money Management International is as simple as filling out an application online or calling one of their counselors. Aside from their services to help you become debt free, you can get other great help from Money Management International. They have educational information that will be an invaluable resource for you to learn all about debt management, financial planning, and other financial topics.

You can access online articles, educational workshops that you can attend, self paces online courses that you can take, and a list of online resources. This can help you learn everything that you need to know, whether you are looking to prevent the need for a debt management program or are looking to stay debt free after using one. You will have the opportunity to submit questions and get knowledgeable answers from an expert.

In addition, they have provided online financial tools to help you take control of your financial life. These tools include calculators and quizzes to see exactly how much you are spending, how much it will take to pay off a debt, how much you should save for emergencies, and how much it will cost to bring up a child.