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Site updated on : 25th of Mar 2005  

Dealing with debt can be very confusing and stressful. We are committed to make it easy for you to gain relief from debt and repair your credit by providing you with trustworthy information, and other free resources, like free credit counseling and budgeting tools.

We are a BBB member company that has helped many people like you to eliminate between 20% and 40% of their debt, and start a payment plan they can live with.

By filling out this short form you will get FREE counseling & analysis over the phone within one business day.


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While Debt Consolidation is a very popular solution for debt problems, you have a few options. We will provide you with information on each so you can decide the best solution for you.

If you want someone to help you through the process, you can work with one of our highly ranked debt consultants, ranked by our members just like on ebay or amazon.com. Or you can use the tools on this site to do it yourself.

We refer you to the right credit consultant depending on:
  • Your current financial status.
  • Your State of residence.
  • The amount of debt that you owe.
    1. Total Unsecured loans like credit card debts.
    2. Total Secured loans like mortgage / car loan / student loan.
    3. Balance on each credit card.
    4. If you own a home in which you might have some equity.
    5. Principal / Interest component of the total of each credit card.
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