Problem Credit

Orchard Bank® MasterCard®

• Modest Fees and Competitive APRs
• Periodic Credit Limit Increase Reviews
• Fraud Dispute and Unauthorized Use Protection
• Complimentary Online Account Management and Payment

Take the first step to establishing or re-establishing your credit. We'll recommend a MasterCard that is best for you! Our MasterCard Selector helps you determine the credit card that's right for you, which means a much higher likelihood of approval.

Centennial® Gold MasterCard® / Visa®

• Low Fixed APR on Purchases
• Unsecured Card
• Reports monthly to 4 Major Credit Bureaus
• 24 Hour Account Access by Phone

REBUILD credit with the prestige of a GOLD card. By making on time payments and keeping your balance under the limit, you may be able to improve your credit score. Now with a low fixed APR on purchases, 24-hour online account access, and outstanding customer service, you'll know you're on the way to better credit.

First Premier Bank Gold MasterCard® / Visa®

• Low Fixed APR on Purchases
• Unsecured Card
• Reports monthly to 4 Major Credit Bureaus
• 24 Hour Account Access by Phone

The First PREMIER Bank Gold Visa/MasterCard’s GOAL is SIMPLE; to offer you a credit card program that will help you re-establish your credit. By making on time payments and keeping your balance under the limit, you may be able to improve your credit score. Rebuild your credit with GOLD prestige and a low fixed APR on purchases. Getting back your good credit could not be easier!

Total Visa®

• Instant On-line Application
• Establish or Re-establish your Credit
• Reports monthly to Major Credit Bureaus
• 24 Hour Account Access by Phone or On-line
• Credit Limit Increase Reviews

Get your Total VISA card today! Simple on-line application for those 'people with less than perfect credit'. Get the credit you deserve today!

Rewards 660 Visa® Card

• Bad credit? No credit? No problem!
• Automatic credit limit increases
• Instant on-line approval process*
• Monthly reporting to the credit bureaus

Bad credit? No credit? No problem! Reward yourself with the strength of a Visa® Card. The NEW Rewards 660 Visa Card* will enable you to get the credit that you deserve. With automatic credit limit increases, instant online approval process, and monthly reporting to the major credit bureaus, the Rewards 660 Card has everything you need and more!

* The Rewards 660 Visa® credit card is issued by MetaBank pursuant to a license from Visa U.S.A. Inc.

New Millennium Bank Platinum Visa® or Mastercard®

• Guaranteed Issue
• No Credit Check
• You are approved regardless of income or credit history
• Free Companion Air Ticket Valued at Hundreds of $$$
• Membership in the World's Best Travel Club.com
• Cash Rebate of $69.00 on Your First Condo Booking**

New Millennium Bank has guaranteed your credit approval for up to $10,000* with no credit check!

You get the benefits of Platinum status: emergency cash transfers, free $150,000 accident insurance, free auto rental insurance, free extended warranty protection.

*Terms and conditions apply.
**Fees and terms Apply.

BuyRIGHT Prepaid MasterCard® Card

• Click-N-Pay bill payment
• Free direct deposit
• Free activity alerts
• On-line money management tools
• BuyRIGHTRewards program

BuyRIGHT is RIGHT for you! The BuyRIGHT Prepaid MasterCard® Card can be used wherever Debit MasterCard® is accepted, at millions of merchant locations and over 900,000 ATMs worldwide.

Every BuyRIGHT prepaid card also comes with a free membership to the BuyRIGHT Marketplace. This free membership gives customers access to a $5,000 credit line that can be used to make purchases on-line at the BuyRIGHT marketplace. The BuyRIGHT web site has over 15,000 brand name products available. PLUS, get the added benefit of having your on-time payments reported to two of the major credit bureaus on a monthly basis.

Eufora™ Pre-Paid MasterCard®

• Guaranteed Approval
• Credit Bureau Reporting
• Cash Reward Program
• New Car Sweepstakes
• Auto Rental Insurance $200,000 Travel Accident Insurance*

Centennial® Visa® / MasterCard®

• Low Fixed APR on Purchases
• Unsecured Card
• Reports monthly to 4 Major Credit Bureaus
• 24 Hour Account Access by Phone

All journeys no matter how long, begin with a first step. Centennial® knows that recovering from difficult financial situations can be challenging. By making on time payments and keeping your balance under the limit, you may be able to improve your credit score. Start your journey with an unsecured Centennial® Visa/MasterCard. Apply today and take the first step on your journey to rebuilding your credit.

First Premier Bank MasterCard® / Visa®

• Instant on-line application
• No Cost to Apply
• Automatic Credit Limit increase reviews
• Establish or re-establish your credit
• Reports to all major credit bureaus

BUILD the credit you deserve! Apply now for a First PREMIER Bank credit card. By making on time payments and keeping your balance under the limit, you may be able to improve your credit score. Plus you will receive a LOW FIXED APR on purchases and outstanding customer service. Apply today - you deserve it.