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Mortgageloansnj.com is the premier source for all of your new home mortgage or mortgage refinancing needs. Our licensed New Jersey mortgage brokers find the best mortgage company for you. They have access to 75 licensed and reputable mortgage lenders interested in financing your new home purchase or providing you a lower rate on your mortgage refinance.
Commitment to Service and Client Satisfaction
Clients who work with Mortgageloansnj.com receive personal face-to-face service on every transaction. Our diligent brokers come to your home answer your questions, evaluate your needs, and then provide a preliminary proposal of what you can expect in regards to your mortgage refinance or new home mortgage loan. In order to provide excellent service, not only do our brokers provide face-to-face service, they also provide an education so they are fully aware of everything taking place. A person's mortgage is the largest purchase of a lifetime for many people, that's why we find it important to take the time to educate our clients. As a part of our diligence, we also provide ALL costs up front so there are no surprises upon the closing of your mortgage. Ultimately we are making the mortgage loan process a stress free one.
Now that you know how we operate and the level of service we provide, it is time to get access to 75 mortgage lenders that want access to your business. To schedule an in home consultation with a licensed mortgage broker, click the most relevant link.
New Mortgage Loan Quote | Mortgage Refinance Quote
Daily Average NJ Mortgage Rates as of 4/23/05, 10:53 A.M.
These rates are provided as an estimate and may not reflect actual rates because of your credit rating and other factors. Rates are only one part of the complete mortgage solution we provide.
Type |
Range |
Rate |
Points |
APR |
30 - Year Fixed |
Minimum |
5.00% |
0.00 |
5.20% |
Average |
5.38% |
0.67 |
5.51% |
Maximum |
6.00% |
2.00 |
6.18% |
|
15 - Year Fixed |
Minimum |
4.50% |
0.00 |
4.81% |
Average |
4.97% |
0.65 |
5.17% |
Maximum |
5.88% |
2.00 |
6.07% |
|
5 - Year ARM |
Minimum |
3.75% |
0.00 |
5.26% |
Average |
4.66% |
0.65 |
5.59% |
Maximum |
5.75% |
2.00 |
6.22% |
|
1 - Year ARM |
Minimum |
2.63% |
0.00 |
5.53% |
Average |
3.76% |
0.50 |
5.93% |
Maximum |
4.88% |
2.00 |
6.50% |
|
Take advantage of current low refinance interest rates to save money on a mortgage refinance. There is a great opportunity to save money today and really benefit from the current rates available. Based on our analysis of the market, these rates will continue to fluctuate, however we do not see it feasible that rates will get any lower. Almost everyone with a mortgage has been refinancing over the last two years. This could lead to rates going up as mortgage lending companies are starting to be more selective with the mortgages they are financing and the rates they are providing. Now is time to lock in a great rate for your mortgage refinance.
Click here to obtain a base quote on rates available. Please remember we provide a different solution for every client. Our goal is to provide the mortgage refinance solution that best fits your needs today and in the future.
New Homes prices keep going up!
Living in New Jersey is just expensive from car insurance to the cost of homes. That's why it is so important to get a mortgage that fits best into your financial status. That's why we require our brokers to meet with you and provide in depth advice about the mortgage options available and how each one can benefit you. Educating the clients makes it possible for us to provide the best service and for our client to get the best available mortgage.