Car Insurance Broker

If you’re looking for the cheapest car insurance available, you might seek the services of a car insurance broker. A broker does not sell car insurance to a client; they identify the best policy available and buy the insurance on their behalf.

A car insurance broker works with a customer to assess individual circumstances and requirements before advising them on the most competitive and suitable insurance available on the market. Unlike a car insurance company, an experienced and independent insurance broker can give you information and access to the entire car insurance market, as opposed to a limited range of products. This ensures that their client is offered the best policy – and the best price - for their particular needs.

It is important to note that not all brokers are independent. Some are tied to one company in particular while others may be “multi-tied”, which means they can only offer a limited range of options. An impartial, independent broker has no restrictions or ties and works to identify the most appropriate policy in the best interests of each customer.

When choosing a car insurance broker, it is also advisable to check that he/she is registered and regulated by statute – this status identifies a qualified broker from an intermediary or consultant.