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How Consumer Credit Works: How to Avoid Mistakes
and How to Manage It Well
By the end of 2003, consumer debt in the U.S. reached $2 trillion. By
2005, the average American may be carrying over $50,000 in consumer debt—and
that doesn’t count mortgages or car loans. It’s unsecured
debt related to consumer spending. This borrowing is expensive and is
fundamentally changing the way Americans live.
Credit scores have become the golden keys to successful living. But what
does it all mean? How do you know you’re managing your credit wisely?
In a credit-based economy, your credit score means as much to you as money
in the bank meant to your grandparents. This book explains, in plain English,
how to make sure your credit history, financial data, account information
and other essentials are strong...and safe.
Credit.com is pleased to make this information available in the format
of this short chapter booklet. We hope it is useful in directing you to
answers of your specific questions as well as providing valuable insights
into other important issues relating to consumer credit. As you read through
the information, we're certain you'll agree that good consumer credit
is one of your most important assets for the protection of both you and
your family. Come back and visit us often to learn more!
This text is based on copyrighted material originally produced by Silver
Lake Publishing, 111 East Wishkah Street, Aberdeen, WA 98520. It is made
available under license for the personal use of Credit.com customers.
Any distribution or commercial use of this material without prior written
permission of Credit.Com, Inc. and Silver Lake Publishing is prohibited.
