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Credit Basics Library
If you've ever applied for a job, rented an apartment, bought or leased
a car, opened a bank account or been issued a credit card, you've participated
in the world of credit. Our Credit Basics Library is a series of over
70 articles covering the fundamentals of credit. Credit.com’s objective
is to help you make the most of your credit in your life. Our articles
are broken down into the following sections:
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Buying a car how-to, understanding auto loans and all about auto repossession.
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Advice for comparing credit offers, credit card scams and using credit
responsibly.
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Steps for improving credit, the truth about credit repair and building
a credit history from scratch.
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A summary of your rights under the FCRA, FACT Act and debt collection
laws.
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How to fight identity theft by monitoring your credit data.
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Information about the credit bureaus, how to correct errors on your
credit report and what is included in your report.
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An introduction to the basics of the credit system.
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Dealing with bankruptcy, how divorce impacts your credit and instructions
for dealing with credit problems.
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How identity theft occurs, what you can do to protect yourself and steps
to take if you are a victim.
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Tips for finding the best loan, the dangers of home equity lines of
credit and your rights as a borrower.
Not sure where to start? Our Credit
101 article provides a great overview of credit basics for
any beginner. Read more.
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