Travel Insurance

Cheap Comprehensive Holiday and Travel Insurance Policies Online Instantly for all UK Residents

International travel is an exciting adventure but also poses unpredictable situations. Travel insurance is vital for many reasons and a good level of cover on your insurance policy is also important. Unfamiliarity with a different culture and medical system is intensified without the proper resources to assist you in securing medical care and covering the associated costs. Our underwriters are Aon Travel, part of Aon Affinity Insurance Services, one of the world’s largest insurance brokers and only works with insurers that have passed their rigorous insurer approval process. Aon is the UK’s largest insurance broker, a major force in reinsurance and number four in the UK human capital consulting market. We also use Optimum Underwriting Ltd who are Underwriting Agents for Groupama Insurance Company Limited. Groupama is one of the UK’s leading general insurers and a wholly owned subsidiary of one of Europe’s most powerful financial group.

Traditional medical plans will offer domestic coverage but few are designed for international use. Even those who offer limited benefits do not normally cover medical emergency evacuation or repatriation. Different languages, currency conversion, inexperienced international claims and time differences can cause additional complications. We are dedicated to eliminating these uncertainties from international travel by making international medical coverage convenient and cheap through our online travel policies. Our site can cater for many different travel insurance needs such as;

Backpackers

If you are a student planning a gap year, a Backpacker policy is specifically designed for extended trips. It can cover you for trips of up to 12 months duration, but cover will cease upon your return to the UK. The policy will cover some leisure pursuits such as surface water sports, Scuba Diving down to 30 metres and Trekking along recognised routes. It will not cover the more hazardous activities such as Bungee Jumping, White Water Rafting and Skydiving, but you can usually obtain cover for these before taking part.

Single Trip

If you will only be taking one holiday during the year, single trip insurance will be the one to buy. When booking you will need to give the start and end dates of your holiday and the cover will apply between those dates but cancellation cover will start immediately. Depending on where you are travelling to, you can opt for cover in the United Kingdom, Europe or Worldwide. Whether you are travelling alone, as a couple of in a family unit you can choose the policy best suited for your requirements. Your age is usually a factor in determining the price of a policy and it is the age you are when you take the policy out, not your age when you travel.

Annual Multi Trip

If you take a few holidays each year an Annual Multi Trip policy would be the one to choose. It offers the freedom to travel as many times as you like during a twelve month period. Depending on where you travel, you can take a policy for Europe or for worldwide cover. You would also be covered if you took a holiday in this country, as long as you were away for at least two nights in pre-booked accommodation. When booking an annual policy you need to decide when the policy should start. This should be the date that you want cancellation cover to start, not the start date of your holiday.
All travel must start and end in the United Kingdom and cover is for UK residents only.