ASIA Business Line

Credit facilities for Small and Medium Enterprises.

	Features
	Applicant Requirements
	Supporting Documents

Features

Two type of facilities :

• Unsecured working capital facilities including overdraft (O/D) and contingent liabilities (letter of guarantee, aval, acceptance and domestic L/C)
• Secured working capital and long term facilities (long term loan)

  Unsecured Credit Facilities :

• Limit : THB 50,000 - 3,000,000
• Type of facilities : Overdraft, Bill Discount, Bill Purchase, Contingent Liabilities (include Aval, Acceptance, Domestic L/C and Letter of Guarantee)

  Secured Credit Facilities :

• Limit: THB 100,000 - 10,000,000
• Type of facilities: Overdraft, Bill Discount, Bill Purchase, Bill Rediscount, Fixed term loan, Contingent Liabilities (include Aval, Acceptance, Domestic L/C and Letter of Guarantee)
• Type of collateral include: land, land and building, condominium, residential, deposits, guarantee from SICGC

Applicant Requirements

• Operate the SME business (either juristic or non-juristic persons)
• Have minimum 3 years working experience in the industry
• Have minimum earning before tax of THB 200,000 per annum
• Have good financial track record

Supporting Documents
Corporate Legal Documentation

• Business registration / MAA / Share prospectus/ tax payer number
• Company bank statement for the past 6 months
• Invoice samples from 3 suppliers
• 3 years audited/ un-audited financial statements
• VAT receipt for the past 6 months Guarantor(s)
• ID Certification
• House registration
• Credit Bureau Checking Form
• Marriage / Divorce License (if any)