Adventure policy table of benefits for each insured person |
| |
Benefit |
Maximum sum insured
(for each insured person) |
Excess
(for each insured person) |
A |
Cancelling and cutting short your holiday |
£2,000 |
£60 |
|
|
|
(£40 for loss of deposit) |
B |
Medical and other expenses |
£3,000,000 |
£100 |
C |
Mugging benefit |
£40 a day, up to £400 |
Nil |
D |
Personal accident: |
|
|
|
Loss of limbs or sight |
£15,000 |
Nil |
|
Permanent total disablement |
£15,000 |
Nil |
|
Death benefit |
£5,000 |
Nil |
|
Death benefit (aged under 18) |
£2,500 |
Nil |
|
Repaying student loan |
£5,000 |
Nil |
F |
Abandoning your holiday |
£2,000 |
£60 |
G |
Missed departure |
£1,000 |
£60 |
H |
Personal liability |
£2,000,000 |
£250 |
I |
Legal expenses |
£15,000 |
Nil |
J |
Hijack |
£50 a day, up to £500 |
Nil |
K |
Catastrophe |
£500 |
£60 |
This section is only available if you pay the appropriate extra premium. |
E1 |
Personal belongings and baggage |
£1,000 |
£60 |
|
Including: Single article limit |
£150 |
Nil |
|
Valuables limit |
£250 |
Nil |
|
Baggage delay |
£50 a day, up to £150 |
Nil |
E2 |
Personal money |
£200 |
£60 |
|
Cash limit |
£200 |
Nil |
|
|
(£100 if aged under 18) |
|
E3 |
Passport and travel documents |
£250 |
£60 |
Winter sports cover is only available if you pay the appropriate extra premium. |
L |
Winter sports equipment (owned) |
£500 |
£60 |
|
Including: Single article limit |
£250 |
Nil |
|
Hired limit |
£250 |
Nil |
M |
Ski hire |
£20 a day, up to £200 |
Nil |
N |
Ski pack |
£75 a day, up to £300 |
Nil |
O |
Piste closure |
£20 a day, up to £200 |
Nil |
P |
Avalanche cover |
£250 |
£60 |
| Activity |
Tell
Insure and Go |
Pay an extra premium |
Cover under personal accident and personal liability |
Medical excess |
| Abseiling |
no |
no |
no |
standard |
| Amateur athletics |
no |
no |
yes |
standard |
| American football |
yes |
yes |
no |
£200 |
| Archaeological digging |
no |
no |
yes |
standard |
| Archery |
no |
no |
yes |
standard |
| Assault course |
yes |
yes |
no |
£200 |
| Badminton |
no |
no |
yes |
standard |
| Baseball |
no |
no |
yes |
standard |
| Basketball |
no |
no |
yes |
standard |
| Battle re-enactment |
yes |
yes |
no |
£200 |
| Boxing training |
no |
no |
no |
standard |
| Breathing observation bubble diving (maximum depth 30 metres) under 14 days |
yes |
yes |
no |
standard |
| Bungee jumps (three jumps) |
no |
no |
yes |
standard |
| Camel or elephant riding or trekking |
no |
no |
no |
standard |
| Canoeing |
no |
no |
yes |
standard |
| Canyoning |
yes |
yes |
no |
£400 |
| Clay-pigeon shooting |
no |
no |
no |
standard |
| Coasteering |
yes |
yes |
no |
£400 |
| Conservation or charity work (educational and environmental – working with hand tools only) |
no |
no |
no |
standard |
| Cricket |
no |
no |
yes |
standard |
| Cycle touring |
no |
no |
no |
standard |
| Cycling |
no |
no |
yes |
standard |
| Dune and wadi bashing |
no |
no |
no |
standard |
| Falconry |
no |
no |
no |
standard |
| Flying (piloting private or small aircraft or helicopter) |
yes |
yes |
no |
standard |
| Football |
no |
no |
no |
standard |
| * Glacier walking or trekking up to 4,000 metres |
no |
no |
yes |
standard |
| Gliding |
yes |
yes |
no |
£200 |
| Go-karting |
no |
no |
no |
standard |
| Golf |
no |
no |
yes |
standard |
| Gorge walking |
yes |
yes |
no |
£400 |
| * Guided cross-country skiing |
no |
no |
yes |
standard |
| Hang-gliding |
yes |
yes |
no |
£400 |
| High diving |
yes |
yes |
no |
£400 |
| Hiking (over 2,000 metres but under 6,000 metres altitude) |
no |
no |
no |
standard |
| Hockey |
no |
no |
no |
standard |
| Horse jumping (not polo or hunting)
| yes |
yes |
no |
£400 |
| Horse riding (not polo, hunting, jumping) |
no |
no |
no |
standard |
| Hot-air ballooning |
no |
no |
no |
standard |
| Husky-sledge driving |
no |
no |
yes |
standard |
| * Ice skating |
no |
no |
yes |
standard |
| Jet boating |
no |
no |
no |
standard |
| Jet skiing |
no |
no |
no |
standard |
| Jogging |
no |
no |
yes |
standard |
| Kayaking |
no |
no |
no |
standard |
| Kite surfing (over land) |
yes |
yes |
no |
£200 |
| Kite surfing (over water) |
no |
no |
no |
standard |
| Manual labour (at ground level,no machinery) |
yes |
yes |
no |
standard |
| Marathons |
no |
no |
yes |
standard |
| Martial arts (training only) |
yes |
yes |
no |
standard |
| Micro lighting |
yes |
yes |
no |
£400 |
| * Mono skiing |
no |
no |
yes |
standard |
| Motorcycling (over 50cc - no racing) |
yes |
yes |
no |
standard |
| Motorcycling (under 50cc - no racing) |
no |
no |
no |
standard |
| Mountain biking (not including downhill racing and extreme terrain) |
no |
no |
yes |
standard |
| Mountain biking (including downhill racing and extreme terrain) |
yes |
yes |
no |
standard |
| Mountain boarding |
yes |
yes |
no |
£400 |
| Mud buggying |
no |
no |
no |
standard |
| Netball |
no |
no |
yes |
standard |
| * Offpiste skiing |
no |
no |
yes |
standard |
| * Offpiste snowboarding (with a leash) |
no |
no |
yes |
standard |
| Orienteering |
no |
no |
yes |
standard |
| Ostrich riding or racing |
yes |
yes |
no |
£400 |
| Paintballing (wearing eye protection) |
no |
no |
no |
standard |
| Parachuting |
yes |
yes |
no |
£200 |
| Paragliding |
yes |
yes |
no |
£200 |
| Parapenting |
yes |
yes |
no |
£200 |
| Parasailing |
no |
no |
yes |
£400 |
| Parascending (over land or snow) |
yes |
yes |
no |
£200 |
| Parascending (over water) |
no |
no |
yes |
standard |
| Passenger (in private or small aircraft or helicopter) |
no |
no |
no |
standard |
| Quad biking |
no |
no |
no |
standard |
| Rambling |
no |
no |
yes |
standard |
| * Recreational racing |
no |
no |
yes |
standard |
| Rock climbing (not mountaineering) |
yes |
yes |
no |
£400 |
| Rock scrambling |
yes |
yes |
no |
£400 |
| Rollerblading (inline skating and skateboarding) |
no |
no |
yes |
standard |
| Rowing |
no |
no |
no |
standard |
| Rugby |
yes |
yes |
no |
standard |
| Running (sprint and long distance) |
no |
no |
yes |
standard |
| Safari |
no |
no |
yes |
standard |
| Sand boarding |
no |
no |
yes |
standard |
| Sand yachting |
yes |
yes |
no |
£200 |
| Scuba diving (qualified, maximum depth 30 metres) under 14 days |
no |
no |
yes |
standard |
| Scuba diving (qualified, maximum depth 40 metres) over 14 days |
yes |
yes |
no |
standard |
| Scuba diving (qualified, maximum depth 50 metres) under 14 days |
yes |
yes |
no |
£400 |
| Scuba diving (unqualified, maximum depth 30 metres) under 14 days |
yes |
yes |
no |
standard |
| Sea canoeing |
yes |
yes |
no |
standard |
| Sea kayaking |
no |
no |
no |
standard |
| Shark diving (inside cage) |
yes |
yes |
no |
£200 |
| * Skiing |
no |
no |
yes |
standard |
| Skydiving |
yes |
yes |
no |
£200 |
| Sleigh rides (part of a Christmas experience trip to northern Europe) |
no |
no |
yes |
standard |
| Snorkelling |
no |
no |
yes |
standard |
| * Snowboarding (with a leash) |
no |
no |
yes |
standard |
| * Snow mobiling |
no |
no |
no |
standard |
| Squash |
no |
no |
yes |
standard |
| Surfing |
no |
no |
yes |
standard |
| Swimming |
no |
no |
yes |
standard |
| Tallship crewing |
yes |
yes |
no |
£200 |
| Tennis |
no |
no |
yes |
standard |
| * Tobogganing |
no |
no |
yes |
standard |
| Trekking (over 2,000 metres but under 6,000 metres altitude) |
no |
no |
no |
standard |
| Trekking (under 2,000 metres altitude) |
no |
no |
yes |
standard |
| Triathlons |
no |
no |
yes |
standard |
| Via ferrata |
yes |
yes |
no |
£400 |
| Volleyball |
no |
no |
yes |
standard |
| Wake boarding |
no |
no |
yes |
standard |
| Water polo |
no |
no |
yes |
standard |
| Water skiing |
no |
no |
yes |
standard |
| White or black water rafting (grades 1 to 4) |
no |
no |
yes |
standard |
| White or black water rafting (grades 5 to 6) |
yes |
yes |
no |
£200 |
| Windsurfing and yachting (racing and crewing) inside territorial waters |
no |
no |
yes |
standard |
| Yachting (racing or crew) outside territorial waters |
yes |
yes |
no |
£200 |
| Zorbing |
yes |
yes |
yes |
standard |
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