There are two programs available to help first-time homebuyers towards purchasing a home and you can use both programs together so take advantage of these programs towards home-ownership! Click on each program for more details.

1. Mortgage Credit Certificates (MCC)

A Federal Income Tax Credit program that increases the loan amount you qualify for and it increases your take-home pay.

2. Down-payment and Closing Cost Assistance Programs (DCCA)

Each city and community has their own program, providing down-payment and/or closing cost assistance.