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Cash loans are fast and confidential
Cash loans
are unsecured loans that are available
to you within the next twenty four hours
and are not due back until your next
pay date. Please refer to the fees menu
option for more information regarding
various term days and its APR rates.
These loans are perfect
solutions for your short term cash needs.
Whether you have unexpected bills, or
just need to purchase a gift for your
love one's birthday or anniversary, Hot
Payday
can help! Applying for these loans are
so hassle free and confidential, that no
one will ever know you received a payday
loan.
Qualification and process
The qualifications for
these cash loans are as follows:
- you
must be at least 18 years old
- be
currently employed
- net income of at least
$800 a month directly deposited into
your bank account
- no more than 1 cash loan outstanding
with another lender.
In order to compete your application
process, simply log on to Hot Payday's
secured website and fill out our express
two minute application. Afterwards,
gather all of your required documents
such as you most recent bank statement,
pay stubs, photo I.D., and voided check
(not necessary if you have a savings
account) and fax it over to us using a
toll free number which we have provided
for your convenience. Any personal
information given via internet is
strictly protected by the
highest internet business standard practice.
You can be
assure that Hot Payday will keep the
whole process
confidential and fast for you as we know
that time is of essence to you.
Once we have received your application
and documents, our fast friendly service
agents will carefully review your
application and fax in documents. We
will promptly respond back to you within
minutes to advise you of your
application status.
When your cash loan is due
All cash loans are due back on your next pay
date. You may also have the option of making partial payments
to your loan and have
the remaining balance rollover till your
next payday with the extension fee. For
instance, if you have a balance due of
$118 and decided to make a partial
payment of $68, then your remaining
balance of $50 plus the incurred fee of
$9 (subject to a $18 per $100 borrowed)
for a total of $59 is due on your next
payday. Hot Payday will work extensively
with you to pay off your loan and get
you back on the right track. Please note
that you must repay the full original
loan before receiving another advance. |
