   
 1. How do I apply?
Just click here and fill out the one page application form. A new account is usually opened on the same day that a completed application is submitted.
2. What if my application is declined?
Very, very few applicants are declined. But even if you are turned down, you still get the Checks by Web, Phone and Fax Software setup ABSOLUTELY FREE, just for applying.
3. I have a bad credit rating, is this a problem?
No. There are no hassles and no strict credit requirements.
No. All of the funds you collect from credit card transactions are deposited directly into the bank account of your choice. You can even have the funds deposited directly into your personal checking account if you wish.
5. Do I receive any training on my software or terminal?
It does not take much training to learn, and you will be fully trained on all equipment at NO charge.
6. Is there a technical support phone number that I can call if I need help?
You will be provided with an (800) number to handle any problems or questions.
7. What is the Discount Rate?
Every bank charges a discount rate to merchants. The discount rate is the percentage of each transaction that the credit card processing company charges to handle the transaction for you. Our discount rates are exceptionally low, at just 1.85% for retail (face to face) merchants, and 2.39% for Internet and mail order merchants. High risk businesses may have to pay slightly more.
8. What are the Checks by Web, Phone and Fax Software fees?
The only cost is 5 cents per check. The check software is FREE (up to $300 value).
9. Other companies take up to 45 days for charges to appear as cash in my account. When can I expect the money from my sales to appear as cash in my bank account?
The money will appear in your bank account within 48-72 hours.
10. What is Real-Time transaction credit card processing?
Real-Time transactions allow your customers to submit their credit card information over the World Wide Web, and the charge is automatically approved within seconds. No person needs to be present for the transaction, so you can be making credit card charges literally while you sleep. The funds will appear in your bank account within 48-72 hours of the transaction.
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