| Service |
Industry Standard |
Charge.Com |
| Merchant Account Application Fee |
$95-$250
Non-Refundable |
FREE |
| Setup Fee |
$49 - $150 |
FREE |
| Internet Credit Card Processing Software with Web Terminal |
$195-$495 |
FREE |
| Checks by Web, Phone, and Fax: Allows you to accept checks via the Internet, phone, or fax. |
$300 |
FREE |
| Web Shopping Cart |
$300 |
FREE |
| Programming Charge |
$50-$95 |
FREE |
| Shipping and Handling Charge |
$20-$35 |
FREE |
| American Express Setup Fee |
$25-$50 |
FREE |
| Average Approval Time |
1 - 2 weeks |
Instant approval |
| Technical Support Hours |
8am-8pm Monday-Friday |
24 hours per day
7 days per week |
| Credit Restrictions |
Very strict |
Not an issue |
| Internet / Mail / Phone Order Discount Rate |
2.95% |
2.39% |
| Internet / Mail / Phone Order Transaction Fee |
35-50 cents
per transaction |
25 cents
per transaction |
| Retail Discount Rate (face-to-face sales) |
1.95% |
1.85% |
| Retail Transaction Fee (face-to-face sales) |
30-45 cents per transaction |
25 cents per transaction |
| Statement/Customer Service Fee |
$12-$20 per month |
$10.00 per month |
| Internet Processing Software Gateway Fee |
$35-$45 per month |
$29.95 per month |
