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 ASIA
Housing 
If you are
planning to buy a home or re-finance your housing loan from another
financial institution, ASIA Housing is your choice. Acceptable collateral
are single houses, twin houses, town houses and residential condominiums.
The minimum loan amount is 300,000 Baht while the maximum loan is
as high as 10,000,000 Baht. With our flexible payback scheme, the
maximum loan value is 85% of the appraised value or the balance
transfer amount for re-financing.
Promotion
For New House and Refinance only
Effective from 1-Nov-05 to 31-Dec-05 and must have mortgage registration not late than 31-Jan-06
- Month 1-6 Interest Rate 1.50% p.a.
- Month 7-12 Interest Rate 2.99% p.a.
- Thereafter MLR-1.00% p.a. till Maturity (Subject to a minimum of 5.25%)
UOB Home Loan
Take the comfort that your home will remain in your family,
no matter what happen to you. Your home loan debt would
be covered if you passed away.*
No need to pay large sum of money to insure this, just pay by
installments with your home loan re-payment.
Be ready for the loan offer you can't possibly refuse!
- Get additional loan approval quickly **
- Have more money? You can re-pay more toward original debt.
- Have less money? You can re-pay less. It's flexible!**
- Low interest loan rate.
- Loan re-payment can take up to 30 years.
- Cover maximum 95% of the appraisal value of the home.
- Offer additional accident insurance worth 200,000 Baht for 2 years.
- Can pay fire insurance along with home loan re-payment.
- Offer Home Loan Insurance maximum saving 60%
* Or permanently disable (death from suicide is not covered in the first year).
** Approval of additional loan is reserved for customers who meet the bank requirements and conditions.
Remark : Bank of Asia reserves the right to changes the conditions without making prior notice.
with Special Promotion Rate !!
Special Promotion Rate
Effective from 1-Oct-05 to 31-Dec-05 and must have mortgage registration not later than 31-Jan-06
For New House** and Refinance
- Year 1 Interrest rate 2.99% p.a.
- Year 2 Interrest rateMLR-1.25% p.a. (Subject to a minimum of 5.00%)
- Year 3 Interrest rate MLR-1.25% p.a. (Subject to a minimum of 5.00%)
- Thereafter MLR-1.00% p.a. till Maturity p.a. (Subject to a minimum of 5.25%)
Remark : ** For Bank's Preferred House Projects
For all other customers
- Year 1 Interrest rate 2.99% p.a.
- Year 2 Interrest rate MLR-1.00% p.a.(Subject to a minimum of 5.25%)
- Year 3 Interrest rate MLR-1.00% p.a. (Subject to a minimum of 5.25%)
- Thereafter MLR-0.75% p.a. till Maturity p.a.(Subject to a minimum of 5.50%)
For more information : Bank of Asia and UOB Radanasin
Tel. 0-2661-4900 , 0-2661-5411-3 (workday)
or Tel. 0-2285-1555 (24 hrs)
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- For buying new house, maximum Credit of 90% of the appraised value of the Property and 85% for upcounty (For Condominium, maximum credit of
80% and 75% for upcountry).
- For buying 2 nd hand house, maximum Credit of 85% of the appraised value of the Property and 80% for upcounty (For Condominium, maximum credit of 80% and 75% for upcounty)
- In the case of refinancing, the maximum credit will be 90% of appriased value and 85% for upcounty (For Condominium, maximum credit of 85% and 80% for upcounty)
Remark
If property's price is Bt 10 million or over, maximum
credit will be 70% of appraisal value for all cases.
- Maximum tenor is up
to 30 years of loan payment terms (20 years for condominiums).
- Maximum loan amount is Bt.10,000,000 (Bt.7,500,000 for
upcountry).
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Privileges
ASIA
Housing also gives you more with our special offers:
- Free!!... ATM or ASIA VISA Electron (no entrance fee and annual fee for the first year)
- Pre - Approved ASIA Credit Card** (no entrance fee and annual fee for the first year)
- Pre - Approved for Asia Instant Cash** (no processing fee)
- The Additional loan for Asia Mortgage Care (life insurance) premium
to decrease financial burden in case of borrower's death or permanent disability
Remarks : ** The Bank of Asia reserves the right to approve the qualified customer only.
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- Thai nationals
- Minimum salary of 20,000 Baht/month
- At least 2 years of working experience (3 years if self-employed)
- At least 21 years old, Age+loan duration :
- must not exceed 60 Yrs. for Salaried income
- must not exceed 65 Yrs. for Self-employed and Government Sector
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Personal
documents of the applicant. |
Collateral
related documents. |
Financial
documents. |
- Identification card.
- Household registration.
- Marriage license or letter of divorce (if any).
- Letter of change of name or surname (if any).
- Identification card and household registration of spouse
(if any).
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- Every
page of the title deed to property
- Purchase
and Sale Agreement of property.
- Evidence
of down payment.
- In
the case of refinancing from another financial institution
- Purchase and Sale Agreement of property. (Tor Dor. 13)
- Evidence of 12 consecutive months of payment.
- Loan and mortgage agreement
- In
the case of home construction
- Home construction license
- Blueprint / drawing
- Construction contract / quotations
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- Latest
pay slip and letter of employment (original copy)
- The
past 6 months of bank statements.
- For
self-employed application only:
- Business registration
- Letter of certification from the Ministry of Commerce.
- Corporate affidavit.
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Contact
For more
information, please contact: ASIA Phone: 0-2285-1555
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