|
e-Commerce
1.
What is B2C and B2B?
B2C is Business
to Customers that Business will sell and support to retail customers.
B2B is Business to Business which will be the big company sell
the products or support to their dealers or agents.
2.
What kind of service that Bank Of Asia provide for e-Commerce?
Bank Of Asia
provide Payment Gateway to complete e-Commerce solution in term
of payment. For B2C e-Commerce, Bank Of Asia provides Credit Card
Authorized Approval real-time on-line and Direct Debit e-Payment.
For B2B e-Commerce, Bank Of Asia provides e-Payment and e-Bill
Presentment and Payment solution.
3.
How to start e-Commerce?
Company has
to provide Web Site for the details of product and services including
Shopping Cart that ready to link with Payment Gateway. Discuss
with Bank Of Asia to apply Merchant ID and Business Issue such
as discount rate, procedure and timeframe.
4.
Any Initial fee or Technical set-up fee to be a Merchant with
Bank Of Asia?
The applicants
will arrange 2,500.00 Baht and VAT 175.00 Baht. for the Merchant
ID approval process. By issuing cheque in the amounts of 2,600.00
Baht. and Withholding Tax Certificate 75.00 Baht. No technical
set-up fee.
5.
What is the qualification of applying Merchant ID?
The qualification
of applying Merchants are as follows:
1.
All the merchant ID applicants have to be minimun 1 year registered
companies.
2.
The Capital paid up minimun 1 Million Baht.
3.
The company and authorized persons are the good financial record.
4.
VAT registration
5.Selling products
and Services on Web Site that are legal.
6.
What is the procedure of applying Merchant ID?
The procedure
of applying Merchant ID are as follow:
1.
Fill in the Merchant ID Application Form
2.
Provide the supported documents as required.
3.
Issue Cheque in the amount of 2,600.00 Baht. included Withholding
Tax Certificate 75.00 Baht to Bank Of Asia. This will be the Merchant
ID approval process fee.
4.
Once the company receives the Merchant ID, merchants have to sign
the Merchant Contract and open the Current Account and Fixed Account
to guarantee Merchant ID 100,000.00 Baht.
7.
How do Merchants receive the money from selling products?
Merchants
can consider the procedure of settlement that had been allowed
to be auto settlement or manual settlement. Both althenatives
will have cut-off time at noon. All transactions do settlement
before noon will automatically transfer to the merchant's account
by same day in the afternoon. The transactions that settle afternoon
will be next day transfer to the merchant's account.
8.
What is the different between services from BOA and the others?
Bank Of Asia
is the first Bank in Thailand was approved by Bank Of Thailand
to service Payment Gateway with worldwide standard security system
and ABN-AMRO policy. Moreover, Risk Management team will support
all transactions information to Merchants and monitoring the transactions.
BOA not only provide the service of Payment Gateway, but also
work very closely with the customers to create and customize the
solutions. Merchants can easy monitor the transactions by return
the key messege to check and verify with their customers.
9.
How many Types of Payment?(Payment Method)
Payment Method
will be
1.
Credit Card (VISA and Master Card)
2.
Direct Debit (BOA customers with apply Asia CyberBanking)
3.
Asia Wallet
Asia VISA
Card, ASIA VISA Electron and ASIA ATM Card customers can create
their virtual account at ATM machine of BOA. The slip will print
out Virtual Number 16 digits for ASIA VISA and ASIA VISA Electron
Card and 8 digits for ATM Card plus set the limitation of the
available amounts for Virtual Account. The customers will select
type of Card at Asia Wallet and key the Virtual Number plus expired
date or pin number for ATM Card.
10.
What the different between select to pay Direct Debit (BOA Account)
and AsiaWallet?
If the customers
would like to select Direct Debit (BOA Account), they have to
apply Asia Cyber B@nking and key the USER ID, PASSWORD and Account
Number for payment. For AsiaWallet, the customers just create
their virtual account at ATM Machine of BOA and key the Virtual
number plus expired date or ATM pin number.
|
