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 ASIA
e-Cash
ASIA
e-CASH is an overdraft feature accessible through ASIA
VISA Electron Debit Card. It helps increase a liquidity in times
of need, with a maximum credit line of 3 times your net monthly
income, with neither collateral nor personal guarantee required.
Benefits as follows:
- Special!
Interest rate as low as MRR+13%
for credit line equal to or less than THB 100,000 and MRR
+ 12% for credit line more than THB 100,000
- Interest
is calculated only from the outstanding amount and the amount
of days used.
- Option
to make full repayment or 5% minimum payment (not less than
500 Baht)
|
|
| Credit
line |
Credit line <Bt.100,000
|
Credit
line > Bt.100,000
|
| Interest
Rate |
MRR+13%=20%
|
MRR+12%=19%
|
| Annual
Fee |
900
Bt.
|
| Processing
Fee |
-
|
|
Late Payment
|
Bt.200/time/month
|
|
Default
Late
|
MRR+20%=27%
|
|
|
| Age |
At
least 21 year old |
| Minimum
Income |
Bt.15,000/month
or Bt.20,000 for self-employed individual |
| Employment
History |
2
years employment for full-time employee OR 3 years for self-employed
individual |
|
|
|
Employee
- Copy
of ID Card
- Copy
of House Registration
- Payroll
slip or Income verification letter from Human Resources
Dept
- Copy
of bank statements for the past 3 months
Business
owner
- Copy of ID Card
- Copy of House Registration
- Copy
of company registration with & Ministry of Commerce
- Copy
of shareholder's list (updated not more than 6 months)
- Copy
of bank statements for the past 6 months
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For more information, please contact AsiaPhone : 0-2285-1555
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