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Welcome to our community. We bring you financial peace-of-mind with tools and tips for reducing your debt and repairing your credit, dealing with creditors, collection agencies, budgeting and much more.

The goal of our community is to make you debt free, improve your credit rating and stop collection agencies from bothering you. We will provide you with unbiased information to help you decide between debt consolidation, debt settlement, credit counseling and budgeting to become debt free. We will also give you the inside scoop on how to improve your credit rating and stop the collection agencies from harassing you.

By filling out this short form you will get FREE counseling & analysis over the phone ASAP.

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Using our Ranking Chart we refer you to the right credit consultant
  • Your current financial status.
  • Your State of residence.
  • The amount of debt you owe.
    1. Loans like credit card debts, home loans, mortgages etc
    2. Total Secured loans like mortgage / car loan / student loan.
    3. Balance on each credit card.
    4. If you own a home in which you might have some equity.
    5. Principal / Interest component of the total of each credit card.
Life is a gift to be cherished, so why worry about debts and have early wrinkles ? Allow us to handle your debt burdens. Apply today for credit counseling and a consultant best suited to your needs from our database of over 150 debt consolidation companies will contact you asap. It is time you enjoy a faster repayment scheme and have a debt free life.

As you start the journey towards a debt free life, we suggest you go through these articles:

  1. Debt Consolidation Overview: You are not alone! In our country on average people have 8 credit cards with a combined debt of $9340 which has grown at the rate of 5% annually.
  2. Benefits of Debt Consolidation: Packages like credit card debt consolidation are the most popular solutions to free you from debt burdens. It eliminates your debts by a huge 40-60% and also reframes the remaining amount into easy monthly installments.
  3. Avoid Bankruptcy: Through chapter 7 and chapter 13 bankruptcy you can hardly eliminate your debts. It is just a temporary relief from the continuous sufferings of debt.
  4. Credit Counseling: Avail our free credit counseling. We negotiate with your creditors and eliminate your debts to free you from debt burdens.

Recent active community discussions
Jan-11 Creditor Recovery Corporation doing an asset investigation by TMD
I just recieved a horrible call from these people. The person who first left the message was very nice when I called, but then transferred ...
Jan-11 gc services and the board of education by Linda
GC services contacted me about 2 months ago stating that I defaulted on a student loan 25 years ago. After arguing with them and the ...
Jan-10 Help...Creditors not working with me! by Michial320
Does anyone have any good advice about what to do if a credit card company will not work with you??? I have sent a letter(from the ...
Jan-10 For those who have dealt with Sonic Payday...Need some advic by msmishele30
Okay, I agreed to pay Sonic in full last Friday and not for it to go through my debt consolidation company. I was out ...
Jan-10 Premier Processing transferred account to First Credit by help03
Has anyone dealt with Premier Processing payday loans before? The reason I ask is that apparently my account has been transferred to a collection ...
Jan-10 Statues in Florida. My account is near to 7 years reporting by adelgado2
I am having a hard time understanding the statutes of limitations. I live in Florida and have several accounts nearing the 7 year mark. Now ...
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