WEBSITE PRIVACY DISCLOSURE
The privacy of your nonpublic
personal information is important to us. We use safeguards to protect
your privacy and confidentiality. This Disclosure discusses information
we collect and the manner in which it is used.
We reserve the right, at any time,
to add to, change, update or modify our privacy policy simply by
posting such change, update or modification on the Web site. Any
such change, update or modification will be effective immediately
upon posting on the Web site.
We maintain physical, electronic
and procedural safeguards that comply with federal regulations to
guard your nonpublic personal information.
If you do nothing during your
visit but browse through the Web site and read the information contained
on the Web pages, we may gather certain information about your visit
automatically. This information does not identify you personally.
We may automatically gather the Internet domain (for example, “companyx.com”
if you use a private Internet access account, or “myschool.edu”
if you connect from a university’s domain), IP address (an
IP address is a number that is automatically assigned to your computer
whenever you are surfing the Web) from which you access our Web
site, and the date and time you access our Web site and the pages
you visit.
We may collect nonpublic personal
information from you when you voluntarily provide personally identifiable
information to us though our Web site, such as when ordering services/products
and accessing account specific or other profile information. We
may collect information about your transactions that we secure from
our files and from our affiliates. We may collect information that
we receive from consumer reporting agencies. We may collect information
that we receive from others involved in your transactions, such
as real estate agents or lenders. We limit use of such information
to the purposes for which the information was provided. However,
we reserve the right to use such information for marketing/product
development research and other similar purposes and/or to contact
you regarding additional services or products that you may find
useful.
If you send an electronic mail
(e-mail) message that includes personally identifiable information,
for example, in an e-mail message containing an inquiry, we will
use that information to respond to your inquiry. Remember that e-mail
is not necessarily secure against interception. If your communication
is very sensitive, or includes information such as your bank account,
charge card, or social security number, you should not send it electronically
unless it is encrypted or our Web site indicates the particular
site is secure.
Our employees may view information
that you provide us in order to perform their jobs and service you.
We restrict access to nonpublic personal information about you to
those employees who need to know that information in order to provide
products or services to you. We do not share nonpublic personal
information to third parties who are not affiliated with us.
WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU
WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY REQUIRED BY
LAW.
We may disclose any information
that we collect about you to our affiliates as permitted by law.
We also may disclose information about our customers or former customers
and others to the following types of nonaffiliated companies that
perform marketing services on our behalf or with whom we have joint
marketing agreements:
· Non-financial companies
such as envelope stuffers and other fulfillment service providers.
Our Web site may contain links
to Web sites that are provided and maintained exclusively by third
parties Web sites provided and maintained by third parties are not
subject to this privacy policy. Please review the privacy policies
on those Web sites to understand their personal information handling
practices. We make no representations concerning the privacy policies
of these third party Web sites.
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