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Everything you ever wanted to know about credit including free credit reports to use in credit repair. Understand consumer credit counseling and debt consolidation credit counseling. Use low-interest credit cards for bill consolidation to repair credit and rebuild credit while avoiding bankruptcy.

New! The New Bankruptcy Laws - they are here! Read about the changes and how they will hurt the average American while protecting the rich and credit card companies. Debt Consolidation Companies: Are they as ugly as they used to be? What if a debt consolidation company says they are non-profit? New! Want the inside scoop on how you can do your own debt consolidation? Our new eBook shows you the way, step-by-step. Save 50%-70% on outstanding credit card balances. Consumer credit counseling should help, not hinder. New! Lost your wallet? Here's a step-by-step guide to help you recover from it without being a victim of identity theft. Use small claims court as a credit repair tool - Collect fines from the credit bureaus and collection agencies who stand in the way of a good credit report. One reader won a total of $24,000 using our advice. FREE debt consolidation, bill consolidation and consumer credit counseling service advice! Check out the FREE info by clicking here. Don't think your credit qualifies you for a mortgage or refinance? You should check these guys out. Think there are only three credit bureaus? Wrong! And we're not just talking about Innovis. The new secret weapon for cleaning up your credit report and credit repair: Debt validation - the ultimate weapon against collection agencies. This week's mortgage rates

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