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Student Loan Blogs


College and the ‘Freshman 15’

College students are well enough into the second semester to be settled into their own routines of class schedules, study groups, school clubs and part-time jobs. It already is February, right in the middle of winter. The days are short, it gets dark...
February 03, 2006 by Student Loan Girl

Student Loans to be Affected by Approval of Deficit Reduction Act of 2005

The Deficit Reduction Act of 2005, S. 1932, was narrowly approved Feb. 1 by the House of Representatives. Passing by a two-vote margin of 216-214, S. 1932 now is cleared for President Bush’s signature.   The vote came on the heels of President...
February 02, 2006 by Student Loan Girl

President Bush Discusses Education in State of the Union Address

In his Jan. 31 State of the Union address President Bush discussed education and introduced the American Competitiveness Initiative, which, according to the National Council of Higher Education Loan Programs Inc.’s Feb. 1 Daily Briefing, is “designed...
February 02, 2006 by Student Loan Girl

Federal Work-Study can Supplement your Student Loans

Along with obtaining student loans, college students have additional options to help them get their higher education. Those who have student loans also can participate in the Federal Work-Study program to help them pay for college.   The Department...
January 31, 2006 by Student Loan Girl

Don’t Let Budget Reconciliation Get Voted on Without Your Input

It cannot be reiterated enough that this Wednesday, Feb. 1, is the date for the scheduled vote on budget reconciliation, totaling $39.7 billion. Included in the package is a whopping $12.7 billion in cuts to student loans along with cuts to other entitlement...
January 30, 2006 by Student Loan Girl

Students Start to Think About Upcoming Commencement

For college seniors, graduation is just months away. Graduating seniors have been preparing for the long-awaited commencement for almost four years. It may only be the end of January, but May is a short four months into the future. The keyword here is...
January 27, 2006 by Student Loan Girl

Ideas to Help Turn a Dorm into Your Castle

It is said that a man’s (or woman’s) home is his (or her) castle. Along those same lines, a dorm room is a college student’s castle, at least until the student moves off campus. Therefore, if your dorm is your castle, the least you can do is make the...
January 26, 2006 by Student Loan Girl

President Bush Answers Question Regarding Cuts to Student Loans

While speaking Jan. 23 at Kansas State University in Manhattan, KS, President Bush discussed the war on terror and the Patriot Act, among other topics. He later fielded questions from the audience about topics including Social Security, reduction of deployable...
January 25, 2006 by Student Loan Girl

Are You Getting the Most Out of Your Student Loans?

Student loans can be used for a variety of college needs. Most often they are used for paying tuition, textbooks and on-campus housing. Students frequently are not aware that they also can use student loans to help pay for the little extras, such as meal...
January 24, 2006 by Student Loan Girl

Reconciliation Bill Angers Direct Lending Supporters

Direct lending supporters object to a portion included in the budget reconciliation bill “that would shift funding for college financial aid administration from mandatory to discretionary spending,” according to the Jan. 23 installment of the National...
January 23, 2006 by Student Loan Girl

Organization Provides Information and Advice on Campus Security

With so many positive things happening at college campuses, it’s easy to forget about some of the serious stuff.   Campus life brings with it a new sense of maturity and independence for many students. There are class schedules, study groups, homework,...
January 20, 2006 by Student Loan Girl

Call your Representatives and Urge them to Vote Against Budget Reconciliation

Students now are in the thick of it. Classes by now have resumed throughout the country at all colleges and universities. Everyone is settling back into the routine of college and campus life. Students are back at their dorms or off-campus apartments...
January 19, 2006 by Student Loan Girl

Statutes and Bills that Affect the Student Loan Community

On Jan. 31 Congress is scheduled to assemble for the Second Session of the 109th Congress. Speaker Dennis Hastert, R-IL, scheduled Feb. 1 as the date for final consideration of the Deficit Reduction Act of 2005, or H.R. 4241.   During the end of...
January 18, 2006 by Student Loan Girl

Don’t Get Caught Losing your Funding: Be Careful When You Add/Drop

Many students find, as they do every semester, that they are in a class that doesn’t suit them. There also are students who desperately wanted a class that was closed, so they instead took another class. Oftentimes, a wrong class isn’t a good fit. However,...
January 17, 2006 by Student Loan Girl

Final Consideration of Deficit Reduction Act Looms

The House is scheduled to assemble Jan. 31 for the second session of the 109th Congress. Feb. 1 was scheduled by Speaker Dennis Hastert, R-IL, “as the tentative date for final consideration of the Deficit Reduction Act of 2005 (H.R. 4241),” according...
January 16, 2006 by Student Loan Girl

Study Schedules Can Keep Students on the Right Track to Good Grades

College students want to make sure to start off the second semester in the correct manner. It’s especially important for freshmen or other students who didn’t do that well in their first semester.   It’s true there are many things going on at school...
January 13, 2006 by Student Loan Girl

Stop Yourself from Failing: What to Do About a Difficult Class

Classes have resumed for most college students after a nice long winter break. Although at some colleges and universities classes don’t start until next week, most all students have been preparing for second semester.   After being home for almost...
January 12, 2006 by Student Loan Girl

Education, Spending Reports Provide Important Information

Higher Ed State Spending Increases   The Jan. 9 National Council of Higher Education Loan Programs Inc.’s Daily Briefing stated a FY2005-06 funding increase according to an annual survey on state spending for higher education. The survey was conducted...
January 11, 2006 by Student Loan Girl

Choosing a College: Take a Tour by Video

High School seniors throughout the country are applying to colleges and universities with hopes of eventually receiving acceptance letters to the higher learning institutions of their choice.   For seniors in high school, it’s a busy time. Senior...
January 10, 2006 by Student Loan Girl

Consolidation Loan Report Released By GAO

The Government Accountability Office, or GAO, on Jan. 5 issued the “Student Consolidation Loans: Potential Effects of Making Fiscal Year 2006 Consolidation Loans Exclusively through the Direct Loan Program,” report. According to Shelly Repp, reporting...
January 09, 2006 by Student Loan Girl

Students Head Back to School after Winter Break

Many students throughout the country will head back to campus this weekend, as classes at many universities and colleges resume next week. Some students got a head start and already are back at school getting ready for next semester to begin.  ...
January 06, 2006 by Student Loan Girl

Thinking Through Winter Break for a Better Second Semester

College students are in their third week of winter break. They will go back to school next week or the week after. Time sure does fly by when you’re on vacation.   It seems like it took forever for the holidays and vacation to arrive. There were...
January 05, 2006 by Student Loan Girl

Hurricane Relief Measures Passed by Congress

Two important measures immediately prior to the holidays were passed by Congress. The two bills will be essential in contributing to hurricane relief, as reported by Shelly Repp in the Jan. 3 installment of the National Council of Higher Education Loan...
January 05, 2006 by Student Loan Girl

To Work or Not to Work: It’s up to the Student

It’s week three of winter break. The holidays and New Year’s Eve have come and gone, and there’s still about two weeks left of your vacation. Your holiday shopping is done, as is returning those unwanted gifts. Family obligations are complete. Now it’s...
January 03, 2006 by Student Loan Girl

College Educated Adults Show Greater Success on Literacy Tests

Some interesting news recently was released with regard to literacy rates of adults who possess a college education. Students easily could view the information as a type of proof that a college education is worth the student loans for which they apply....
January 03, 2006 by Student Loan Girl

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