AA Loans
Low rates and a decision in minutes
Benefits of an AA Loan
- A 3-month repayment holiday
- Money transferred to your chosen bank account*
- The option to protect repayments
- Fixed payments between 1 and 7 years
- Borrow up to £25,000
Car Loans
Includes free 6-month AA Car warranty†
Personal Loans
A loan for just about any purpose
Personal Loans
No fees for early repayment
Call us if you have questions about our loans
Top-up Loans
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AA Car Loan customers l
AA Loans customers
Budget Calculator
Before you take out a loan you'll need to work out how much you can afford to pay.
How much can you afford?
Previous Typical APR was 5.9% APR effective from 1 December 2005 and was reduced to 5.8% APR Typical on 1 January 2006.
No fees for early repayment loan – previous Typical APR was 6.9% APR effective from 1 December 2005 and was reduced to 6.8% APR Typical on the 1 January 2006.
*Funds are transferred after our receipt of signed loan documentation and can take up to three days to clear from date of transfer.
†Once your car finance agreement has been finalised, you will receive a voucher for a six-month free AA Warranty (covers most cars up to 10 years old and 100,000 miles). See policy details. This must be redeemed within 28 days of receipt of your AA Car Loan cheque. Terms and exclusions apply. Please see policy documents for further details. This cannot be used in conjunction with any other offer.
APR and repayment details are correct at the time of the site going live. Rates apply to Internet applications only and cannot be used in conjunction with any other offer. Certain purposes of loan may be excluded or have limited repayment periods; please call for details. You may be offered a different rate depending on your personal circumstances, our credit assessment procedure and other related factors. Minimum loan amount available is £1,000.
AA Loans are provided or arranged, subject to status including permanent employment, by Automobile Association Personal Finance Limited, City House, City Road, Chester CH88 3AN. You must be at least 18 and a UK resident (excluding Northern Ireland, the Channel Islands and the Isle of Man) to apply.
