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Why Check your Credit Report?

   
Making a Purchase
Lenders, employers, landlords and other service providers review your credit reports and credit scores to help them decide whether to approve your application for a loan, credit card, job, housing or to offer you services at a specific rate.
Identity Theft Defense
Every 79 seconds, a thief steals someone's identity, opens accounts in the victim's name, and goes on a buying spree. Experts agree that checking your credit report regularly is an important first step towards protecting your identity.
Look for Errors
There are three credit bureaus. Each maintains its information separately, so the data each bureau has on file may differ. It is very important to know what each agency has on your file and to make sure that what they report is accurate.
See Your Credit Score
Your credit score is used by lenders, creditors, insurers, landlords and more to make decisions about what rates you deserve. Usually on a scale from 300-850, having a credit score above 650 can help you save thousands. See where your credit score stands today!
   

 

Credit Reports, Credit Scores & More

 
Please choose the credit report option that best matches your needs:
 
 
 

Free Credit Report & Credit Score

Instantly access your credit report, credit score, debt analysis and weekly fraud alerts, for FREE. If you will be applying for credit, believe you may be a victim of fraud, or are just curious, this is a great place to start and there are no obligations.
Free Credit Report Offer & Score
 
 
 
 
 

Score Watch™ Free 30 Day Trial

Score Watch™ provides continuous monitoring of your Equifax Credit Report™ and FICO® score, notifies you when you may qualify for better interest rates, delivers alerts when changes to your score and report are detected, and shows you key factors affecting your FICO® score and how a lender views you.
Score Watch™
 
 
 
 
 

CitiSM Credit Monitoring Service

Get your Credit Report & Scores - 30 days free with enrollment in CitiSM Credit Monitoring Service. Understand and improve your credit while protecting against identity theft. Upgrades to 3-in-1 with 3 Scores at no additional cost. Free access to fraud and credit specialists.

CitiSM Credit Monitoring Service
 
 
 
 
 

FICO® Deluxe

FICO® Deluxe is your complete credit picture – All three credit scores and reports from TransUnion, Experian, and Equifax. Includes the FICO® Score Simulator, which analyzes your personal credit information and answers questions like, "What happens to my score if I pay off a credit card or open a new account?"
FICO® Deluxe
 
 
 
 
 

Suze Orman's FICO® Kit Platinum

Suze Orman, one of the most trusted financial advisors in the world today, has teamed up with myFICO® to create this easy-to-use kit. Suze Orman's FICO® Kit Platinum includes three FICO® scores and credit reports and shows you how to: get the lowest rates on your credit cards, get out of debt quicker, save on your mortgage and car loans, and correct credit report errors.
Suze Orman's FICO® Kit Platinum
 
 
 
 
 

3-in-1 Credit Report & Credit Score

Review your TransUnion, Experian and Equifax files in one easy-to-read report and receive your credit score all for just $34.95. If you are contemplating any major purchase that will require a thorough credit check, this is your best option. Easily upgrade to see all three credit scores.
3-in-1 Credit Report & Score
 
 
 
 
 

Single Bureau Credit Report

Receive a quick and easy credit check from TransUnion, for just $9.95. If you are going to rent an apartment, apply for a credit card or shop for insurance and you prefer a low cost, no-strings-attached report; start here. Easily upgrade to see your credit scores.
Single Bureau Credit Report
 
 
 
 
 

Unlimited Credit Monitoring

Guard against identity theft and keep your credit healthy with Unlimited Credit Monitoring. This service includes daily email alerts, unlimited access to your credit report and credit score online, $25,000 in ID theft insurance, unlimited access to ID theft specialists and powerful tools to help you manage your credit. Starting at just $5.95 per month!
Unlimited Credit Monitoring
 
 
 
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