Credit Information Library

If you've ever applied for a job, rented an apartment, bought or leased a car, opened a bank account or been issued a credit card, you've participated in the world of credit. Our Credit Basics Library is a series of over 70 articles covering the fundamentals of credit. Credit.com’s objective is to help you make the most of your credit in your life. Our articles are broken down into the following sections:

• Auto Loans

  Buying a car how-to, understanding auto loans and all about auto repossession.

• Credit Cards

  Advice for comparing credit offers, credit card scams and using credit responsibly.

• Credit Help

  Steps for improving credit, the truth about credit repair and building a credit history from scratch.

• Credit Law

  A summary of your rights under the FCRA, FACT Act and debt collection laws.

• Credit Monitoring

  How to fight identity theft by monitoring your credit data.

• Credit Report

  Information about the credit bureaus, how to correct errors on your credit report and what is included in your report.

• Credit 101

  An introduction to the basics of the credit system.

• General Issues

  Dealing with bankruptcy, how divorce impacts your credit and instructions for dealing with credit problems.

• Identity Theft

  How identity theft occurs, what you can do to protect yourself and steps to take if you are a victim.

• Mortgages

  Tips for finding the best loan, the dangers of home equity lines of credit and your rights as a borrower.

Not sure where to start? Our Credit 101 article provides a great overview of credit basics for any beginner.