This website is a one-stop national resource to learn about the
crime of identity theft. It provides detailed information to help
you protect yourself from identity theft, and the steps to take if
it occurs. It is also a comprehensive reference center – for
consumers, businesses, law enforcement, and the media –
with access to specific laws, contact information, and resources
from state and federal government agencies.

Identity theft is a serious crime. How does it happen?
Identity theft occurs when someone uses your personal
information without your permission to commit fraud or other
crimes. While you can't entirely control whether you will become
a victim, there are steps you can take to minimize your risk.

One missing puzzle piece can dramatically change a puzzle's characteristics. The same is true with a person's identity - one bit
of personal information is all someone needs to steal your identity.
This website provides detailed information to help protect yourself,
and the steps to take if identity theft occurs.

If you think your identity has been stolen, here's what to do:

1. Contact the fraud departments of any one of the three consumer reporting companies to place a fraud alert on your credit report. The fraud alert tells creditors to contact you before opening any new accounts or making any changes to your existing accounts. You only need to contact one of the three companies to place an alert. The company you call is required to contact the other two, which will place an alert on their versions of your report, too. Once you place the fraud alert in your file, you're entitled to order free copies of your credit reports, and, if you ask, only the last four digits of your Social Security number will appear on your credit reports.

2. Close the accounts that you know or believe have been tampered with or opened fraudulently. Use the ID Theft Affidavit (PDF, 56 KB) when disputing new unauthorized accounts.

3. File a report with your local police or the police in the community where the identity theft took place. Get a copy of the report or at the very least, the number of the report, to submit to your creditors and others that may require proof of the crime.

4. File your complaint with the FTC. The FTC maintains a database of identity theft cases used by law enforcement agencies for investigations. Filing a complaint also helps us learn more about identity theft and the problems victims are having so that we can better assist you.

For more indepth information on recovering from identity theft and help with specific problems, read Take Charge: Fighting Back Against Identity Theft.

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