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How To Enjoy Life, Life Insurance Suggestions And Basics, Colorful life In barracks, Life Tips, Depression in Men, Diagnosis of Depression, Therapy for Depression, Color Contact Lenses, health fashion, sport, fitness, health diet, Yoga

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Life Insurance

SuggestionsLife insurance is an important and integral part of comprehensive and sound financial planning. A life insurance policy is a legal contract between you and the life insurance company. While price is an important consideration, the terms and conditions of the contract are of utmost importance

In simple terms, you agree to pay money in regular installments (the "premium") and the insurance company (subject to the terms, conditions, limitations and exclusions of the contract) agrees to pay a sum or sums of money if you die and/or if certain other event(s) or actions or situations occur while the policy is in force as set out and defined in the contract. Just like any other contract, life insurance contracts have terms, conditions, limitations and exclusions. Some life insurance contracts are relatively 'simple' whereas others are highly complex legal-financial documents.

Tip: Make sure that you understand the policy, its terms, conditions, limitations and exclusions before you accept the policy. Any ambiguity should be clarified in writing.

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Life Insurance Basics

The main reason for life insurance is to provide income replacement to your beneficiaries if you die. But if you are interested in estate planning, cash accumulation, wealth transfer, and estate tax liquidity, life insurance can also help you achieve these goals.

Life insurance policies are now available from more than 2,000 life insurance companies in the U.S., as well as from financial institutions that are now getting into the marketplace. Because it's just as important to understand the companies behind the products as it is to understand the products themselves, Insure.com carries company ratings from Standard & Poor's and Duff & Phelps to help you monitor the financial strength of individual insurers. This is especially important when you're buying life insurance, because policies will probably pay out many years from now, maybe even decades from now. Therefore, you'll want to know whether the company you're buying from will be solvent down the road.

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fashion or sport

Running shoes provide support for the athlete who runs regularly. Running shoes often come with additional padding on the bottoms of the shoes and more padding in the back of the shoe to protect the ankle. These shoes appeal to fashionable folks as well since they come in such a wide range of styles and are becoming increasingly acceptable in more and more settings.

People actually purchasing running shoes for athletic appeal have their choices as well. Running shoes come with different amounts of support and other special features, and comparing a number of running shoes can lead the buyer to finding the best fit for her or his athletic needs. Finding a good running shoe is important for the health of the foot as running puts a lot of pressure on the soles of the feet. Comparison shopping, then, is very wise when looking for good running shoes.

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Five reasons why you overeat

fitnessWhile 55% of us are either overweight or obese, despite our best efforts we tend to reach for the cookie jar for reasons other than hunger. Find out some common triggers for overeating and the best ways to beat them.

  1. You eat to relieve stress Pressure at home or at work can soon have you reaching for the chocolate. When stressed, your body releases the hormone cortisol as part of the 'fight or flight' response to danger. The body assumes that with the high levels of cortisol being released, physical activity is to follow to cope with the perceived danger. This is why it craves food to fuel it.
  2. You feel hungry all the timeIf you're one of those people who automatically piles up their plate at every meal because they reckon they were born with a big appetite and there's little they can do about it, think again. According to the experts, no one is born an overeater. Eating too much is just a bad habit, which, like other bad habits, can be broken and it only takes about three weeks.
  3. Temptation gets the better of you Adverts on the TV, sweets at the checkout, fast-food outlets on the high street... if you are not careful, you give in to the temptation you see at every corner. The human body evolved to survive famines, so it's only human nature to stock up if food is readily available.

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How To Enjoy Life

Life should be enjoyed. Hopefully the following tips will help you enjoy your life more. Always take time to smell the roses.

Get up 30 minutes early and go for a brisk walk. Come home and have your favourite breakfast. Every now and then it is OK to be totally selfish ! Plan a day that is totally indulgent ! Do what YOU want to do. Do it all day. Don't feel guilty about it. It is your day. Plan it so that you do as many of your favorite things all in the same day.

Exercise every day. A walk is fine. You will be literally amazed at how clearer your thinking is and how less stressed you become. This follows quite nicely. At the end of each day congratulate viva lifeyourself on what you have achieved - do not whip yourself for what you didn't get done. You will have another chance tomorrow. Focus on your positive achievements.

Don't take life too seriously. That issue that you think is so important - isn't. Next week it will matter less, next year even less. Ten years from now - will you even remember ? One hundred years from now - will it matter ? Ten million years from now?

In my humble opinion there are five secrets to happiness:

  • To love and be loved (unconditionally).
  • To believe in yourself and have someone else believe in you.
  • To have a dream and strive for that dream.
  • To live and eat healthily and consume everything in moderation.
  • To give to others.

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Senior citizens live colorful life in China

Xinhuanet 2002-10-09 14:50:26

HANGZHOU, Oct. 9 (Xinhua) -- Ballet dancing, surfing the Internet, traveling or even studying for a degree are not exclusively for the young, as more and more elderly people in China adopt new pastimes. Like most women her age, 50-year-old Shi Hang is not slim. But to the admiration of her friends and colleagues, she is attending ballet classes twice a week.colorful life

"I've always longed to be a ballet dancer, but never had the chance to receive any formal training when I was younger," said Shi, a resident in Hangzhou, provincial capital of Zhejiang, a rich province on China's east coast. Shi has worked so hard at the local ballet school that her toesache badly and she sometimes has trouble walking at the end of a training session.

But she declares she will never give up. "Ballet dancing helps you be graceful and keep fit," she said. The past four years of practice have not just improved her dancing skills, but her English as well, thanks to the British edition of a textbook each student has.

Contrary to what her friends had expected, Shi is never the "lonely old one" at the ballet school surrounded by youngsters of her daughter's age -- though the training program was initially designed for people aged between 25 and 35, it also drew many women over 50."Many young students have given up over the years, but most of the older ones have persisted," said a ballet teacher named Yao.

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Thomas Hart Benton's Arts of Life in America

A portrait of life in America in the 1930's Let's look at the big picture first: In 1932 a set of large wall murals was unveiled in the former home of the Whitney Museum of American Art on 10 West 8th Street in New York City. It was Thomas Hart Benton's Arts of Life in America - four huge wall panels and four more around the ceiling. These panels depict the 'Arts' of everyday life - music, games, dance, and sports. They also show regional diversity, thomas hart benton's art of lifeunemployment, crime, and political nonsense. They give a comprehensive portrait of life in America in the1930's.

Here's a glimpse of the five major panels:

In 1929 the stock market crashed. The Arts of Life in America was painted at the height of the Great Depression. Roosevelt was campaigning for the White House. Prohibition was the law of the land. Bootlegging of illegal alcohol was big business, especially in the cities.

Whole farming families, called 'Okies,' (many were from Oklahoma) uprooted themselves in search of work and fertile land in California. Wild and woolly western towns became hotbeds of rugged individualism.

Thomas Hart Benton was born in Neosho, Missouri, and as a small boy absorbed the life of the western frontier. Although he later spent much time in cities (Washington, D.C., Chicago, Paris, New York), he never forgot his rural roots. He took sketching trips by car in the 1920s and 1930s through various sections of the country, but it was in 1928 that he discovered the South on a trip from Pittsburgh through Georgia and Louisiana to New Mexico.

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Colorful life in barracks

A depot in the north of Chengdu City has been awarded the outstanding unit for three consecutive years by the Chengdu military area command. On Nov. 28, with the sounding of the reveille, the reporter stood in the rank of officers and men and began to experience the daily life of these officers and men.

Stepping into "soldiers' dinning room", I immediately saw beautiful flowers on the dinning tables. On the tables there were also several bottles of pickled vegetables. Political Commissar Zhao Xiaojun told me that the dinning room was rebuilt under the guidance of nutritionists. All raw food materials were to be sent in and then cooked food came out from two separate channels to avoid cross-contamination. Tableware was made from stainless steel, and the dinning room used cooking gas and electricity to do cooking, therefore the dinning room looked spotless. Foods for soldiers were cooked according to scientific diet recipe, and this is a fundamental transformation of letting soldiers have square meals, as it used to be, to bringing nutritional diet to them.

Leaving the dinning room, we entered a "soldier's garden", where we saw bridges and streams immersed in flowers and shrubs. In the streams, goldfish rushed to the spot as we clapped our hands, waiting to be fed. In lush woods, mobile book chests and sports facilities can be seen. It is a multi-functional garden build by officers and men with their own hands, covering a total area of 2,400 square meters. Behind the garden, there was a renovated firefight pool, which could also be used as a swimming pool for physical fitness trainings and aquatic trainings.

Study constituted an important part of soldiers' daily life at the depot. The reporter came to the library and found that there were over 10,000 books. "Soldier's Internet bar" was close to the library. In addition, there were gymnasium, billiard room, and calligraphy room for the officers and men to carry out study and entertainment activities.

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Life Tips: Making Change Positive

Here are some techniques you can do to help you deal with and survive change:life tips

Anticipate Change. Know that change is inevitable so be ready at all times. You will be able to handle changes as they come if you anticipate that things are bound to change. Keep in mind that things constantly change, nothing stays the same over long periods of time, and that the first step for you to surviving change is anticipating it. Be a Positive Thinker. Get rid of negative thoughts and doubts. Be optimistic and you will find that you are able to handle changes in your life more easily. Don't focus on the negative aspects of any change occurring in your life. If you do, you will just be beset with insecurities, fears and doubts. These things will greatly hinder your ability to cope with and positively adapt with change.

Always Keep An Open-Mind. What could have caused the changes in your life? What factors or issues could have made these changes? Try to see the benefits or the "good side" of these changes. Don't let fear, doubt, irrational thoughts and anxiety stop you from having an open mind and a rational outlook. Keep Your Thumb On The Changes. Change can sometime come abruptly, but more often, it occurs over a long period of time. When it does, maintain your perspective and try to think of ways on how you can cope with and adapt with these changes.

Be an Active Participate. Be in charge. Don't be a passive participant in the changes that are happening in and around you. Work with the changes happening, not against it. Learn To Adapt To Change. Remember that any changes that occur in your life also affect those around you. And remember too not to hinder other people from moving on because of the change. Accept the change and adapt with it. Change happens for a reason and the more quickly you are able to adapt and move on, the better it will be for you and the people around you. Enjoy Life. Aim to enjoy your life and the things brought about by the changes. Keep a positive outlook about life.

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Diagnosis of Depression

A good psychological diagnostic evaluation will include a complete history of your symptoms, i.e., when they started, how long they have lasted, how severe they are, whether you've had them before and, if so, whether you were treated and what treatment you received. Your psychologist should ask you about alcohol and drug use, and if you have had thoughts about death or suicide.

Treatment choice will depend on the outcome of the evaluation. Most people do well with psychotherapy, but some require treatment with antidepressants in addition to psychotherapy. Medication can allow you to to gain relatively quick symptom relief, if you are experiencing severe and disabling symptoms. However, medication does not "cure" the depression, it only treats the symptoms.

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Depression in Men

men's depressionAlthough men are less likely to suffer from depression than women, 3 to 4 million men in the United States are affected by the illness. Men are less likely to admit to depression, and doctors are less likely to suspect it. The rate of suicide in men is four times that of women, though more women attempt it. In fact, after age 70, the rate of men's suicide rises, reaching a peak after age 85.

Men's depression is often masked by alcohol or drugs, or by the socially acceptable habit of working excessively long hours. Depression typically shows up in men not as feeling hopeless and helpless, but as being irritable, angry, and discouraged;

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Postpartum Depression

Why do women get postpartum depression? Having a baby can be one of the biggest and happiest events in a woman's life. While life with a new baby can be thrilling and rewarding, it can also be hard and stressful at times. Many physical and emotional changes can happen to a woman when she is pregnant and after she gives birth. These changes can leave new mothers feeling sad, anxious, afraid, or confused.

What causes postpartum depression?

No one knows for sure what causes postpartum depression (PPD). Hormonal changes in a woman's body may trigger its symptoms. During pregnancy, the amount of two female hormones, estrogen and progesterone, in a woman's body increase greatly. In the first 24 hours after childbirth.

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Depression and Other Illnesses

the risk of developing alzheimer's disease risesThe significant impact depression and bipolar disorder have on the treatment and progression of other illnesses is little known by the general public and many health care providers. Recent studies have show that:

  • While about 1 in 20 American Adults experience major depression in a given year, the number increases to about 1 in 3 for people who have survived a heart attack. Heart patients who were depressed were 4 times as likely to die in the next 6 months as those who were not depressed.
  • The risk of developing Alzheimer's Disease rises along with the number of depressive symptoms reported. The risk increases 20% for each symptom of depression even when age, education and gender are filtered out.

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Depression - Getting SmarterAll the Time

the national depressive and manic depressive associationIn 1999, the National Depressive and Manic Depressive Association released a survey that found less than one in three to be happy with their antidepressants. That may change when antidepressants with better side effects profiles come on stream, but the era of a totally new antidepressant with a different mechanism (such as working on the stress hormone CRF or on substance P) is still years away.

In lieu of new meds, the trend has been to use the drugs we have in smarter ways. Both for depression and bipolar, combination therapy is now the norm, where two plus two hopefully equals five. The late nineties saw the introduction of meds treatment algorithms for depression and bipolar. Algorithms essentially ask "what next?" when the first treatment doesn’t work, and advance to further options based on science and clinical experience.

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Therapy for Depression

As well as overcoming depression if you have it now, knowing exactly what depression is means you can recognize the onset of future episodes, if they occur. Gaining new skills, or being able to challenge depressive thinking and will likely be experiencing substantial changes in their mood, thinking, behaviors, activities and self-perceptionsbehavior at the onset, means you can be confident about leading a depression-free life. Good depression counseling will help you learn these skills.

  • What we do. (Behavioral therapy)
  • How we think about things. (Cognitive therapy)
  • How we relate to others. (Interpersonal therapy)
  • How things are going to be better in the future. (Solution focused therapy)
  • Getting our basic emotional needs met in the wider world
  • Helping you find solutions to your immediate problems

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Banish the Holiday Love Handles!!!

Potentially, Christmas is the unhealthiest time of the year, with fine intentions slipping away under the tree. When your main activities revolve around pigging out and drinking until you drop the gym a far distant memory you wonder how your body will recover. Yet you'd be surprised to find that it's not all bad news. A little of what you shouldn't have may be just what you need sometimes. Here are some reasons why December doesn't have to be a write-off in your year-long healthy-living plan:

Hiccup!

Booze isn't all bad, believe it or not. It's the type of drink and how much you knock-back that matters. In moderation, alcohol can actually provide benefits that non-drinkers go without. For example, a recent British study showed that up to eight drinks a week (such as eight 125ml glasses of wine), or around one drink a day, can protect against osteoporosis. As the polyphenols found in red wine and sherry may protect against heart disease, make red wine your tipple and you won't have to miss the Christmas cheer. Drink too much, though, and you'll have a thumping head red wine is high in congeners (flavourings and colour), which make hangovers worse. Steer clear of the sweet, sugary drinks such as alcopops though. They are high in calories, sugar and alcohol content and funnily enough don't provide any health benefits.

Burp!

Surprisingly, the festive season means lots of nutritious food. When else do you eat your full quota of vegetables than when you have your Christmas dinner? Pile up your plate with leafy greens, carrots, swede and roast parsnips, with just a couple of potatoes and lean turkey, for vitamin-, mineral- and fibre-rich food. Nuts are plentiful at Christmas and you probably feel guilty every time you scoff a few. The good news? Though high in fat, they contain the unsaturated type necessary for good physical and mental health. Full of essential omega oils and other nutrients, unsalted, raw varieties of nuts such as walnuts, brazils and almonds make great snack choices in small amounts. Keep the unhealthy fats to a minimum, but don't restrict yourself too severely and miss out on the occasional mince pie it is Christmas, after all, and enjoyment is as important as any saintly salad!

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Healthy Diet: How to Pick Ripe and Ready Fruits

fruitsUnripe fruit can take up to four or five days to come to peak ripeness while sitting on your kitchen counter. To accelerate this process, place the unripe item in a brown paper bag with a ripe apple, tomato, or banana for a day or two. What exactly does this do? Some fruits—including apples, bananas, peaches, pears, plums, tomatoes, and avocados—produce a substance called ethylene gas as they ripen. Ethylene gas acts as the trigger that starts maturation—without it, ripening would not occur. Because of this, ethylene gas has become an important part of produce distribution.

When you place an unripe piece of fruit in a bag with a ripe one, you are taking advantage of the ethylene gas emanating from the ripe fruit. The proximity of the ripe fruit to the unripe fruit stimulates the production of ethylene gas in the unripe fruit and allows it to mature quickly. One warning—pay close attention to the fruit when it's in the bag. If the ripe fruit starts to spoil, it could contaminate the other piece of fruit.

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What is Yoga?

Although it has taken several years for this ancient art form to be recognised all over the world, recently much more attention has been given to Yoga for its obvious health and fitness benefits. Today Yoga is believed to be one of the most effective and most gentle forms of exercise, not only for the body, but also for the mind.yoga

Yoga originates from India and is the product of Hindu religious principles dating back thousands of years. It is a diverse and complex tradition and was originally developed as a philosophical and spiritual system of human movement.

Today Yoga is used by people from all walks of life to achieve a state of physical, mental and emotional well-being. Yoga is believed to calm the mind and allow for intense focus, in order to unify and balance the body and mind. Modern Yoga practice is versatile and may focus on the physical, psychological or spiritual, or a combination of all three.

Most modern yoga practices are based on Hatha Yoga, which includes physical postures or poses (asanas), breathing exercises (pranayama) and various forms of meditation.

There are many popular styles of Yoga and each has a particular emphasis, such as co-ordination of breath and movement, mental focus and meditation, holding the postures for extended periods of time, powerful movement sequencing, perfect alignment of the body, or the flowing from one pose to another.

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Color Contact Lenses

There are four types of colored contact lenses: visibility tints, enhancement tints, opaque color tints and light-filtering tints. Many of these colored contact lenses are available in plano form (without visual correction), as well as in designs for people who have astigmatism, who need bifocal correction, or who want a disposable or frequent replacement lens.

grilA visibility tint is usually a light blue or green tint added to a lens, solely to help you see it better during insertion and removal — or if you drop it. Since it's a very light tint, it does not affect eye color.

An enhancement tint is a solid (but translucent) tint that's a bit darker than a visibility tint and does affect eye color. As the name implies, it's meant to enhance the existing color of your eyes. These types of tints are usually best used by people who have light colored eyes and want to make their eye color more intense.

Color tints are deeper, opaque tints that can dramatically change your eye color. They are usually are made of patterns of solid colors. If you're tired of batting a pair of baby blues or not interested in hearing yet another rendition of "Brown-Eyed Girl" crooned your way, you can change your eye color with these tints — at least temporarily. Color contacts come in a wide variety of colors, including hazel, green, blue, violet, amethyst and gray.

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