Tackle the taxman and make a great save!

Don't miss out on your tax-free allowance - you'll get instant access, a great rate on your savings and the added bonus of Red Rewards.

• This Stakeholder standard Mini Cash ISA has a variable interest rate guaranteed not to fall more than 1% below the Bank of England base rate.
• Instant access to your savings and no account charges.
• Just £1 to open an account with a maximum investment limit of £3,000 in each tax year.
• A Special Edition Manchester United branded Passbook.

And there's more...Champions League Bonus!

As an additional bonus, if Manchester United win the Champions League in 2007, you'll also receive Travel Vouchers worth up to £250^.

Want to know more?

You can read our ISA Guide and also some additional important information from the Inland Revenue.

^£250 MU Finance Travelcare Voucher is subject to terms and conditions and can only be used through Travelcare Direct.

Interest Rates

	Annual Interest

	Minimum Balance		AER*		Tax-free*
	£9,000+		4.55%		4.55%
	£3,000		4.50%		4.50%
	£1		4.45%		4.45%

		The above variable rates are effective from 3rd October 2005.

*For an explanation of terms used such as AER, Gross and Net, please see our glossary.

REDREWARDS
All MU Savings Accounts come with RedRewards. RedRewards is the reward programme for MU Finance customers. Holding MU Finance products enables supporters to earn RedPoints to enter the RedRewards monthly prize draws for exclusive 'money can't buy' Manchester United prizes.

Additional benefits

After an initial qualifying period, we'll show our appreciation with our Membership Reward - currently an annual cash reward of up to £240 that you'll receive every year you have your mortgage with us. And the more qualifying products you have, the higher the reward, up to a possible £500. Subject to scheme rules and tenure.